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Since you filed a Chapter 13 instead of a Chapter 7, you may possibly still be able to buy a home. But you will most likely need to make a larger down payment and will be saddled with a higher interest rate. The most important thing you can do is to faithfully stay current on all your bills. As time passes, you are slowly rebuilding a positive credit history by staying current and following the repayment plan laid out for you in your Chapter 13. |
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