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We offer a Debt Management Program that allows for a minimum payment based on what your budget can afford. Most creditors reduce interest while you are repaying back your debt in our program.
It is very important that your budget is established so that you will not be using your credit cards while in our program. This will ensure liquidation of debt, instead of paying minimum dues while simultaneously using credit cards at the gas pump or grocery store.
I would recommend that you call us at 1-800-550-1961 to schedule an appointment.
If you are a senior citizen, there is also a program called Reverse Mortgage. The following are good resources for learning more about reverse mortgages:
1. NCHEC (National Center for Home Equity Conversion) www.reverse.org
2. HUD/FHA (US Dept of Housing & Urban Development) www.hud.gov/senior.html
3. AARP (Association of Retired Persons) www.arp.org/hecc/home.html
4. Fannie Mae (Federal National Mortgage Association
www.fanniemae.com/singlefamily/products/markets/emg_reverse.html
5. NRMLA (National Reverse Mortgage Lenders Association) www.reversemortgage.org
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