Graduate into new job with better money habits
Russ Wiles/The Arizona Republic (Business briefs)
12 June 2011

Here are some money tips for new college graduates from GreenPath Debt Solutions, a non-profit firm that helps consumers with debt and bankruptcy issues:

- Request a six-month deferment on student loans if you don't have a job lined up.

- Pull a free copy of your credit report at annualcreditreport.com and check for errors.

- Consider closing unneeded credit cards you might have opened while in college.

- Be prepared to answer questions about your credit history as part of the job-interview process.

- Delay big expenditures for a while even after you land a job.

- Develop a budget by tracking what you spend in different areas.

- Start saving from each paycheck once you land that first job. Use a direct-deposit arrangement to boost savings, and start paying down credit-card balances aggressively.

Read more: http://www.azcentral.com/arizonarepublic/business/articles/2011/06/12/20110612graduate-into-job-better-money-habits.html#ixzz1PFoDNxGh