Reality Check: U.S. Subprime Credit Grows but From a Low Base - Marketing News International

Reality Check: U.S. Subprime Credit Grows but From a Low Base
Jon Hurdle/Marketing News International

3 September 2015

-- Credit Counselors Report More Payday Loans, Internet Finance
-- But Stable Delinquencies Suggest Most Consumers Still Disciplined

PHILADELPHIA (MNI) - U.S. consumers are taking on more debt from sources such as payday lenders and Internet-based finance companies that charge high interest rates to people with low or non-existent credit scores, according to credit counselors and an executive from a leading source of lending data.

Students: Don't get wowed by credit card signing bonus - Detroit Free Press

Students: Don't get wowed by credit card signing bonus
Susan Tompor/Detroit Free Press

2 September 2015
 
Credit card issuers aren't rushing campuses with t-shirts and freebies. But some issuers have rewards cards for college students and other deals. Young college students aren't exactly credit card happy these days. But credit card issuers are rolling out some attractive deals that are designed to put more plastic into backpacks.

How to manage different balances on one card - CreditCards.com

How to manage different balances on one card
Dawn Papandrea/CreditCards.com

12 August 2015

Did you know that it's possible to have only one credit card, but still have more than one balance?

Say you open a new card and it has a low interest rate introductory period during which you make charges and don't pay the entire balance off. That's balance No. 1. Soon the intro period ends and you begin making purchases with the card's regular APR, creating balance No. 2...

7 tips for using budget apps safely - CreditCards.com (Yahoo Finance and Money Magazine)

7 tips for using budget apps safely
Lisa Bertagnoli/CreditCards.com (Yahoo.com Finance and Money Magazine)

6 August 2015

Budget-minder apps such as Mint.com and YouNeedABudget.com can help spendthrifts track and control spending. They also carry a security risk, as they require users to hand over sensitive information such as credit card and bank account numbers, then allow the apps access to that information.
 

Cities with the biggest, smallest credit card debt burdens - CreditCards.com

Cities with the biggest, smallest credit card debt burdens
Fred O. Williams/CreditCards.com

26 July 2015

San Franciscans aren't known for their frugal lifestyles. But residents of northern California's digital mecca carry the lightest credit card debt burden of any major metropolitan area in the nation, an analysis by CreditCards.com found.

San Antonio has highest credit card debt burden - San Antonio Express-News

S.A. has highest credit card debt burden: Debt burden here worst of 25 largest metro areas
Patrick Danner/San Antonio Express-News

26 July 2015

San Antonio had the highest credit card debt burden among the 25 largest U.S. metropolitan areas, an analysis released today by CreditCards.com revealed.

How a gas card can help build your credit score - CreditCardGuide.com

How a gas card can help build your credit score
Susan Johnston/CreditCardGuide.com

9 July 2015

Can't qualify for a major credit card? Retail cards, such as the ones offered by gas stations and other retailers, typically approve consumers with lower credit scores and report to the credit bureaus so that cardholders who pay as agreed can build a positive credit history.

Will You End Up with Student Loan Debt and No Degree? - Detroit Free Press

Will You End Up with Student Loan Debt and No Degree?
Susan Tompor/Detroit Free Press

4 June 2015

Nearly 38% of the respondents who dropped out said they did so because of family troubles. Family was a driving force especially among women. About 43% of women who started college but left gave family duties as the reason. When thinking about college debt, the big worry tends to be: will a paycheck follow the college diploma? And will that job cover everyday bills, as well as monthly student loan payments?

6 Debt Consolidation Traps to Avoid - Money.com

6 Debt Consolidation Traps to Avoid
Carmen Chai/Money.com via CreditCards.com

3 June 2015

When you’re drowning in due dates, debt consolidation can sound like a godsend. Your credit cards, line of credit and other loans get consolidated into a lump sum you can tackle at a lower interest rate and with a minimum payment that’s manageable. But if you aren’t savvy when combining your debts, you could be worse off.

Consolidating Student Loans No More Complicated - Top News website

Consolidating Student Loans No More Complicated
Erica Crabill/Top News (website)

24 May 2015

Experts said the myth that some debt relief companies put into minds of borrowers that consolidating student loans could be as tough and complicated as your federal income taxes is not true.

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