Heritage Trust provides financial wellness seminar for Latino community - Credit Union Insight

Heritage Trust provides financial wellness seminar for Latino community
Credit Union Insight

13 June 2016

Upholding the credit union philosophy of “People Helping People,” Heritage Trust recently held a free financial wellness seminar for members of the Latino community in the North Charleston area at the Iglesia Hispana Fe. Heritage Trust worked with local Latino community leaders to plan and raise awareness for the event.

You can improve your credit with a personal loan -- but you shouldn't - Bankrate.com

You can improve your credit score with a personal loan -- but you shouldn't
Mike Cetera/Bankrate.com

9 June 2016

Maui Kahiapo once posted an intriguing question on the social network Reddit that went something like this: If you took out a $1,000 personal loan and paid it off in 12 months, couldn't you boost your credit score? And wouldn't it be worth it -- even if you had to pay $100 or more interest?

8 Facts About Direct Student Loan Consolidation - US News & World Report

8 Facts About Direct Student Loan Consolidation
Farran Powell/US News & World Report

6 June 2016

While the federal program allows students loan borrowers to consolidate their loans for streamlined payments, it comes with benefits and drawbacks. Consolidating multiple loans can be a smart decision for some borrowers to stay on top of their payments since it bundles multiple loans into one single loan.

3 Steps to Choosing a Qualified Credit Counselor - NerdWallet

3 Steps to Choosing a Qualified Credit Counselor
Sean Pyles/NerdWallet 
   
2 May 2016

Whether you need debt management or are just looking to create a budget, credit counseling can provide the tools you need to take control of your finances. Thousands of credit counselors across the country work to help people learn to manage their finances — though some are more reputable than others.
 

8 ways to pay down debt when on a fixed income - CreditCards.com

8 ways to pay down debt when on a fixed income
Tamara E. Holmes/CreditCards.com

17 May 2016

Climbing out from under a mountain of debt is never easy, but when you’re living on a fixed income, the task may seem insurmountable.

Whether you’re retired, disabled or facing a lengthy period without the promise of a raise, promotion or other windfall, the first step is to “focus on the income you have and evaluate where it has to go,” says Kathryn Bossler, a financial counselor with Farmington Hills, Michigan-based GreenPath Debt Solutions.

 

Baby boomers dealing with debt can find financial help - Detroit Free Press

Baby boomers dealing with debt can find financial help
Susan Tompor/Detroit Free Press

23 May 2016

Asking for a senior discount at the gym or the movies may be a nice perk for older consumers, but many struggling retirees oddly enough are leaving thousands of dollars in perks and benefits untouched. It's saved money that could create some economic stability in their lives.

Using a Personal Loan to Improve Credit - Bankrate.com

Using a personal loan to improve credit
Mike Cetera/Bankrate.com    

9 June 2016

Maui Kahiapo once posted an intriguing question on the social network Reddit that went something like this: If you took out a $1,000 personal loan and paid it off in 12 months, couldn't you boost your credit score? And wouldn't it be worth it -- even if you had to pay $100 or more interest? The answers to these 2 questions are:

Power of pennies: $8.4M deposited in youth challenge - CUNA News

Power of pennies: $8.4M deposited in youth challenge
Credit Union National Association News

2 June 2016

During the April National Youth Savings Challenge, more than 33,350 young credit union members committed to healthy savings habits by depositing $8,401,462 into their saving accounts and certificates of deposit.

Held in partnership with GreenPath Financial Wellness, the 13th annual savings challenge included 93 credit unions that reported an overall average of $252 saved per child.

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