For more information:
Andrew K. Johnson
Communications Manager/GreenPath Financial Wellness
(248) 488-0419

GreenPath Financial Wellness Shares Five Fast Facts to Help your Credit Score

(FARMINGTON HILLS, MI - August 26, 2013) GreenPath Financial Wellness has listed 5 things you can do to build up your credit score (from David Flores, GreenPath Financial Wellness manager and counselor):

  1. Pay your bills on time.
  2. Use less than thirty percent of your total available credit. An example would be if you have the $1000 of available credit, you should never have more than $300 of credit on your cards.
  3. Don’t have too many open lines of credit available (having several open lines of credit, even if not all of them are in use, will raise red flags from potential lenders.)
  4. Have a good balance of credit (installment loans — like a car loan — and credit cards versus just credit cards.)
  5. Check your credit report regularly (once every 3 months) to ensure that accurate information is being reported. Log on to to download your free reports (one free from each of the 3 credit reporting bureaus each year.)

For more information on ways to help your credit score, log onto GreenPath University at and click on the "credit" link.



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GreenPath Financial Wellness is a nationwide, non-profit financial organization that assists consumers with credit card debt, housing debt and bankruptcy concerns. Their customized services and attainable solutions have been helping people achieve their financial goals since 1961. Headquartered in Farmington Hills, Michigan, GreenPath operates more than 55 branch offices in Michigan, New York, New Hampshire, Colorado, Florida, Texas, Vermont, Illinois, Indiana, Wisconsin, Arizona and Wyoming. GreenPath also delivers licensed services throughout the United States over the Internet and telephone. GreenPath is a member of the National Foundation for Credit Counseling (NFCC) and is accredited by the Council on Accreditation (COA). For more information, visit