Credit Score: Your credit score is a number generated by a mathematical algorithm - a formula - based on all the account information in your credit report. The resulting number is a highly accurate prediction of how likely you are to pay your bills.
FICO: The credit scoring system generally used by lenders in the United States. FICO stands for Fair Isaac Corporation. This statistical system gives different weight to various components of the credit report. Recent payment history, for example, carries much more weight than an application for credit at a store.
Vantage Score: Vantage Score is the newest credit scoring model, and was created by the three major credit reporting companies, The methodology is somewhat different than that if FICO.
Credit Bureau: These companies maintain credit report files on millions of consumers across the United States. The information is packaged and sold to individuals, creditors, banks, credit unions, prospective employers, landlords, insurance companies, collection agencies, etc. in the form of a consumer credit report.