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Types
of Housing Counseling GreenPath Debt Solutions is a full service non-profit
counseling agency that offers counseling, debt management programs, and
educational workshops in the communities that we accommodate. Our counselors extensively deal with consumers
who have housing issues and crisis. The
knowledge requirements of our counseling staff are extremely important in
providing realistic alternatives to consumers seeking housing counseling. There are various different types of housing counseling one
can utilize. In many instances
counseling can guide people towards homeownership, help people who are in
financial distress remain in their homes or apartments, and explain loan
options to the consumer. Rental Delinquency and Mortgage Defaults Counseling to assist
homeowners and renters who are experiencing difficulty in making monthly
housing payments.
Delinquency and Default counseling provides general information advice,
and assistance in resolving a mortgage default or rental delinquency. Post Occupancy Counseling to assist
homeowners and renters in stabilizing the management of their home. Rights and responsibilities of homeownership
are discussed. Housing Consumer Education Counseling on money management, wise use of credit, home
maintenance and repair, comparative shopping, major purchases, guide to
community resources, second mortgages or home equity loans, home equity
conversion loans, and shared housing. Displacement and Relocation Counseling to assist homeowners and renters who are
threatened with displacement and need information for relocation, renter's/owner's rights and alternatives. Pre-Rental Counseling of rights
and responsibilities, application procedures, lease agreements, grievance
procedures and fair housing laws. Pre-Purchase Counseling of rights and responsibilities, mortgage loan application procedures, credit reports, budgeting, and fair housing laws. |