Bankruptcy Counseling

Two GreenPath counselors at their workstations assisting clients.

Are you considering filing for bankruptcy?  

If you are considering filing for bankruptcy to eliminate credit card debt or other types of debt, contact GreenPath Debt Solutions for a free debt counseling session.  We will talk with you to:  

  • Understand your financial situation and goals
  • Develop a customized budget
  • Explain your options to eliminate debt, including bankruptcy
  • Offer recommendations for helping you get out of debt
  • Develop an action plan for moving forward

Have you already decided to file for bankruptcy?  

If you have already decided to file for bankruptcy, go to

In order to file a Chapter 7 or 13 bankruptcy, you are required to complete bankruptcy counseling from an agency approved by the U.S. Department of Justice.  GreenPath is approved to provide bankruptcy counseling and the certificate required to file for bankruptcy.  We are also approved to provide the bankruptcy education course necessary and the certificate required to discharge your debts.  These bankruptcy counseling and education services are available at

Service is available online, by phone or in-person.

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GreenPath Frequently Asked Questions Graphic

How much does it cost for bankruptcy counseling and bankruptcy education?
The services may be free or cost up to $50 depending on your financial situation and whether you receive services online, by phone or in-person.

How much time does it take to complete bankruptcy counseling and bankruptcy education?
Plan on about one hour for the bankruptcy counseling session, which is required to file for bankruptcy.  Debtors must spend a total of two hours completing the bankruptcy education course, which is required to discharge debts through bankruptcy.  This time requirement is mandated by the U.S. Department of Justice.  However, you may start and stop the course as many times as you like, and your progress will be saved.

Does GreenPath have attorneys on staff to help me file for bankruptcy?
No, GreenPath cannot practice law or assist consumers in filing for bankruptcy.

Will GreenPath tell me if I should file for bankruptcy?
No, GreenPath counselors are not attorneys and are not permitted to give legal advice.  We are an impartial educational resource to help you make an informed decision.

How long will it take for me to receive my bankruptcy counseling certificate or bankruptcy education certificate?
You will receive your certificate electronically within minutes of completing your session or course.

Meet Dorette, team leader in GreenPath's First Contact Center.  In 2001, she joined GreenPath as a customer service representative. "I take great pride in coaching my team because they are the window into GreenPath, the representatives that answer the phone.  I enjoy watching my team help people overcome their financial concerns."