Self Evaluation
If you’re not sure whether or not you would benefit from professional credit and debt counseling, take this brief self evaluation.
Has it been more than three months since you’ve paid more than the minimum amount due on your credit card bills?
Are money issues causing stress and/or conflict at work or at home?
Have you recently taken cash advances — or borrowed money — to repay another debt?
Have you recently missed one or more required monthly payments?
Have you found yourself applying for new lines of credit because your current credit cards are maxed out or near your credit limit?
Have you considered taking money from your retirement account to satisfy your debt obligations?
Would a sudden reduction in income be devastating financially to you and/or to your family?
Have you recently received phone calls or collection notices from creditors regarding overdue bills?
Are you using more than 20% of your take-home income to pay non-mortgage debts?
Do you find yourself needing to use credit cards for everyday expenses like gas and groceries?
If you answered “yes” to one or two of these debt evaluation questions, a call to a GreenPath counselor now could help you avoid major financial difficulties in the future.
If you answered “yes” to three or more of these debt evaluation questions, it's critical that you call GreenPath today at 800-550-1961. You need a plan and we can help.