Kristen Holt got her first fiscal life lesson from her parents.

When she was 10 years old, they allowed her to start her first job - walking dogs.  But the condition was she save half of the money she earned.

"That really stayed with me," said Holt.  And it shows.  She is now CEO of a nonprofit financial counseling company.

GreenPath Financial Wellness counsels and offers programs for people to pay down debt.  In the position for just 18 months, Holt says it suits her to a tee given her skills as a Certified Public Accountant and her penchant for personal finance.

To learn more about Kristen Holt's plans for plans for change at GreenPath, click here.