12/02/2013

If you are shopping online this Cyber Monday or the rest of the holiday shopping season, here are 5 quick tips to keep your identification safe:

  1. Always initiate the transaction yourself. Do not open a store’s website through a received email. Physically type in the web address of the outlet and look around carefully to make sure it is the actual website.
  2. When entering credit card information as part of transaction, make sure the web address starts with a secure extension, shown as https://.
  3. If you shop online in a public location, like at a library, make sure you log out and click the “back” button, when you are finished with a shopping session.
  4. Shopping at the coffee house? Use their approved, secure wi-fi server.
  5. Use your credit card wisely when shopping online. The added convenience of shopping from your couch might cause you to drop your guard. Be aware of your online surroundings at all times.

3 TIPS – CONTACTS TO MAKE IF YOU ARE A VICTIM OF ID THEFT

GreenPath gives three contacts you need to make, if you become a victim of identity theft:

  1. Contact the three credit bureaus and tell them that you have been a victim of identity theft.

Equifax fraud division
800-525-6285
www.fraudalerts.equifax.com

Experian fraud division
888-397-3742
www.experian.com/fraud

 Trans Union fraud division
800-680-7289
www.transunion.com

2. Contact your creditors directly and ask to speak to someone in the security department. Freeze the existing account.

3. Contact local law enforcement and get a police report. This will serve as documentation that a crime has occurred.

It can be a time-consuming process to clear your name when you have been a victim of identity theft. By taking some preventive measures, you can ensure a smooth shopping experience throughout the holiday season.