As we look at the calendar, the holiday spending season is upon us (and even earlier, it seems!). It’s never not too soon to start preparing for the holidays and thinking about ways that you might reduce your spending for the December buying season. There are many things that you can do to take and keep control of your spending during the upcoming holiday celebration.
Veterans Day is coming up on Monday, November 11, and GreenPath Financial Wellness wants to remind veterans that free housing and credit counseling is available. GreenPath will host a special Veterans Summit on November 11 at its GreenPath Michigan headquarters.
On Monday, November 4 at 1 pm EST, join GreenPath, Bank of America and Khan Academy for a Google Hangout called Better Money Habits: Understanding Credit.
It will focus on addressing the often complicated world of credit and credit scores and will be moderated by Sal Khan, founder of Khan Academy, along with four credit experts.
By Sara Gilbert, GreenPath manager for Colorado and Wyoming
A recent Chase Blueprint and Aite Group study found that the complexity of one’s personal finances is directly related to their perception of personal financial health. The more complicated your bill-paying routines are, the more likely you are to see your financial health as declining.
Jane McNamara, GreenPath president and CEO, discusses debt charge-off and collection agency rights, in her latest “Let’s Talk Credit” column on CreditCards.com.
If your original creditor has charged off your debt and sold it to a collection agency, do you have to pay them? And can they file a judgment against you? – Randy
As the US government faces its first day of furloughs, many government workers are facing their first days off without pay. GreenPath Financial Wellness reminds furloughed employees that they need to have a plan in place, when it comes to their personal finances.
Fresh on the heels of kids going back to school and college with new backpacks, clothes and more, America is bracing for the upcoming three-month holiday season, which means spending money to celebrate. Counselors at GreenPath have compiled some ways to save money during the upcoming holiday season.
GreenPath Financial Wellness recently named Tony and Peggy Laskowski the 2013 GreenPath Clients of the Year. The couple, from Mishawaka, Indiana, paid off more than $57,000 in debt in four years, completing their GreenPath debt management program in July 2012.
Jane McNamara, GreenPath president and CEO, discusses steps to take if you’re a victim of identity theft, in her latest “Let’s Talk Credit” column on CreditCards.com.
How do I find out if someone is using credit in my name without my knowing? — Carolyn
- Pay your bills on time.
- Use less than thirty percent of your total available credit. An example would be if you have the $1000 of available credit, you should never have more than $300 of credit on your cards.