Budgeting Basics for Purchasing Your First Car


Budgeting Basics for Purchasing Your First Car
By Warren Clarke (guest blogger) CARFAX

5 January 2017

(Editor's note: As U.S. automakers set a new record for cars and trucks sold in 2016, GreenPath welcomes guest blogger Warren Clarke from CARFAX to share five tips on buying a vehicle in 2017.)

Toy car sitting on a calculator.Your first car purchase represents an important milestone in your adult life. Owning a car gives you the freedom to travel as you please, but it also brings certain responsibilities. As a car owner, you're tasked with tackling all the expenses associated with purchasing and maintaining your vehicle.

You can avoid unnecessary hassles and stress if you manage this endeavor in a structured and organized way. In other words: prepare a budget.

Study Finds More Staying Within Their Holiday Budget


photo of Greenpath Financial Wellness CEO Kristen Holt.Study Finds More Staying Within Holiday Budget
By Kristen Holt, CEO

GreenPath Financial Wellness
22 December 2016

For many Americans the holiday season is an opportunity to focus on the things that matter most in life.  Exchanging gifts is a long-standing tradition and is a way many share joy with loved ones. This tradition may also bring upon financial strain.  

How to Maintain Your Budget During the Holidays


Photo of Christmas cookies and cookie recepie.How to Maintain Your Budget During the Holidays
By Katie Bossler, GreenPath financial wellness expert

December 6, 2016

The holiday season is upon us, and that likely means extra shopping, gifts and entertaining! Did you know that the average shopper is expecting to spend $1,400 this holiday season, between gifts, travel and entertaining? In order to make your season merry, I've put together a few ideas to help you maintain your budget in December.



Couples need to pair up, when it comes to holiday budgeting


Christmas presents.Couples need to pair up, when it comes to holiday budgeting
GreenPath Financial Wellness experts

16 November 2016

As the holidays draw ever closer, you'll likely be dealing with gift giving in your family, in the form of actual gifts or maybe gift cards or cash. Those with spouses or significant others likely will have the added responsibility of getting buy-in or help from the other, when it comes to determining a budget for the holidays. So, as not to get hit with a credit hangover, when the bills come in early next year, here are a few tips GreenPath has put together, to keep everyone's holiday budget merry and bright.

Seven Steps to Financially Prepare Yourself for the Holidays


Federico Pena/GreenPath Financial Wellness expert (San Antonio)Seven tips to financially prepare yourself for the holidays
Federico Pena/GreenPath Financial Wellness expert (San Antonio)

4 November 2016

With the holiday season approaching, now is the perfect time to review your money management practices and work towards a debt-free holiday.

Zombie Debt Lives on Well After Halloween


Debt collections letterZombie Debt Lives on Well After Halloween
By Katie Bossler/GreenPath Financial Wellness Expert

1 November 2016

While there may have been plenty of witches and ghouls around this Halloween, one thing that will live beyond the spooky holiday season is zombie debt. Yes, zombie debt. It’s not owing money to a cast member of “The Walking Dead.” It is a real thing and we want you to know the signs, so you will be prepared!

Smart Tips for Choosing a Credit Counselor


People talking at a tableSmart Tips for Choosing a Credit Counselor
GreenPath Financial Wellness Staff/Advisor Voices (Nerdwallet)

4 October 2016

(Editor's note: Four GreenPath financial wellness experts recently sat down with the website Nerdwallet to discuss wise ways to choose a non-profit credit counselor.)
When you’re struggling with debt or need help managing your finances, you have different resources to choose from. Many people turn to certified credit counselors, who can offer free or affordable financial education and counseling services through nonprofit agencies.

Do You Hear What I Hear? In September?


Wrapped presentDo You Hear What I Hear? In September?
by Andrew Johnson

GreenPath Communications Manager

Well, it was inevitable. We all knew it was coming, but I didn't think it would show up so soon. I first heard it this morning, while I was in the kitchen. It was faint, at first, but as I walked towards the corner of the ktichen, it got louder. A sort of rhythmic, bell-like sound. It was familiar, but it just seemed too early to be hearing it just yet. But, as I got closer, I confirmed my wildest fears: it was the first TV holiday commercial of the season!

5 Tips to Put Your Money To Work For You


Photo of GreenPath President and CEO Kristen Holt.5 Tips to Put Your Money To Work For You
By Kristen Holt

GreenPath President and CEO

The U.S. Census Bureau recently repoorted that median 2015 US household income rose 5.2 percent, or $2,798, over 2014. This is the first annual increase in median household income, since 2007. At GreenPath, we always encourage people to review their budgets, whenever income increases, to ensure the new income can be put to work positively, instead of simply spending more.

5 Steps to Save Big on a New or Used Car


Five new cars in a line5 Steps to Save Big on a New or Used Car
GreenPath Financial Wellness
September 2016

Earlier this year, it was reported by Fitch Ratings that Americans with lower credit scores are falling behind on auto payments at an alarming rate. While auto sales have cooled this past month, and some deals are out there for remaining 2016 models and incoming 2017 models, you still have to do your homework before stepping on the showroom floor.