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Most Americans live paycheck-to-paycheck and struggle to pay down debt. It’s time to break the cycle. Connect with GreenPath today and reclaim your financial future with a Debt Management Program.

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Financial Counseling Services

GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency. Our NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.

Improving your Credit Score

Manage Debt

Most of us have debt. Get the support and tools to manage it. See the power of a plan that addresses your financial concerns and empowers you to live a financially healthy life.

Manage your debt.

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Make Housing Decisions

Facing foreclosure, looking for rental counseling, considering a reverse mortgage or home purchase? HUD-certified counselors provide trusted support to handle housing challenges.

Housing options.

Featured Image Debt Advice Start Here

Improve Your Financial Picture

Select from a variety of free resources to guide you on your financial journey. Articles, tools, webinars and classes set you up to make informed decisions about your finances.

Financial resources.

A Debt Management Program Can Help You Become Debt Free Faster

With the Debt Management Program from the national nonprofit GreenPath Financial Wellness, you become debt free faster. We put 60 years of trusted experience negotiating with major creditors to work, saving you time and money with debt management options tailored just for you. When it comes to debt, you’re not alone.

Client Stories

Patricia from Alabama, via GreenPath Client Surveys

Stars Consumer Affairs

“GreenPath helped lift the huge burden from my shoulders by showing me how I could pay off all of my credit card debt after I’d lost a large amount of income and couldn’t pay the minimum payments. I’m so blessed to have found GreenPath!”

Mandy from Wisconsin, via GreenPath Client Surveys

Stars Consumer Affairs

“GreenPath gave me a life boat when I felt like I was drowning. The whole process has been much easier than I anticipated, and everyone has been friendly and helpful. I feel relieved and hopeful that my debt can now get under control.”

Branda from Florida via GreenPath Client Surveys

Stars Consumer Affairs

“I have shared your link for the Homebuying course with several family members and friends. I believe this is a very comprehensive and easy to understand tool full of resources! I appreciate that you are a very reliable source. Thank you.”

In the Media


of surveyed clients indicated that they felt more confident in their ability to reach their financial goals after counseling by GreenPath


GreenPath provided a total of 88,508 services in 2022


people paid their debts in full with the assistance of a DMP in 2022

Source: GreenPath 2022 Post Counseling Survey

Frequently Asked Questions

Is financial counseling free?

Yes. Generally financial counseling, including credit counseling and debt counseling are free. Some of our specialized services for reverse mortgage and home-buyer assistance have a fee.

How long does a counseling session take?

The first general counseling session takes about an hour, although it will depend on your unique situation and what you need to accomplish your goals.

Do I need to make an appointment?

No appointment is needed to talk to a counselor by phone. Use the “Request a Call” form, or call us 866-648-8117 to talk to the Client Services team.

What if I don't have time for a counseling session right now?

No problem! We can complete as much as you have time for, and finish up at a more convenient time. You can also schedule an appointment to be called when you will be available.

What do I need for my initial session?

One of the first things a counselor will do with you is put together your budget. Having an idea of your income and expenses is helpful, but not required.

Will you keep my information confidential?

All client information is secure and confidential. GreenPath will not share your information with anyone without your permission. We also do not report to credit bureaus. Take a look at our Privacy Statement for more details.

From the GreenPath Blog

Cumpla el Sueño de Comprar una Casa (Fulfill the Dream of Buying a House) – Recorded Webinar

¿Sueña con comprar una casa para usted y su familia? Permítanos ayudarle a conocer mejor el sistema y a como navegarlo con confianza.

Rest, Recharge, and Save with a Staycation

Embrace the art of staycationing to find tranquility and savings all in one. This guide explores how to achieve ultimate relaxation, recharge your energy, and keep your budget intact, all while enjoying a memorable staycation experience.

Demystifying SAVE: A Plan for Student Loan Relief

Discover the new SAVE Plan and its game-changing benefits. Learn how this income-driven repayment option offers more affordable payments.


Let’s build a financial system that works for everyone. Partner with us to empower financial wellness to those you serve.
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