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If climbing credit card interest is impacting your ability to pay down debt, there is a path forward with GreenPath’s Debt Management Program.

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Financial Counseling Services

GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency. Our NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.

Improving your Credit Score

Manage Debt

Most of us have debt. Get the support and tools to manage it. See the power of a plan that addresses your financial concerns and empowers you to live a financially healthy life.

Manage your debt.

Featured Image Housing Options

Make Housing Decisions

Facing foreclosure, looking for rental counseling, considering a reverse mortgage or home purchase? HUD-certified counselors provide trusted support to handle housing challenges.

Housing options.

Featured Image Debt Advice Start Here

Improve Your Financial Picture

Select from a variety of free resources to guide you on your financial journey. Articles, tools, webinars and classes set you up to make informed decisions about your finances.

Financial resources.

A Debt Management Program Can Help You Become Debt Free Faster

With the Debt Management Plan from the national nonprofit GreenPath Financial Wellness, you become debt free faster. We put 60 years of trusted experience negotiating with major creditors to work, saving you time and money with debt management options tailored just for you. When it comes to debt, you’re not alone.

Client Stories

Beverly of Dearborn, MI via ConsumerAffairs.com

Stars Consumer Affairs

“We’ve completed the program with GreenPath. We needed help to combine our cards to get them paid off. They got it done early. They’ve done well. We were happy.”

Stephen of Rialto, CA via ConsumerAffairs.com

Stars Consumer Affairs

“I signed up with a debt management program with GreenPath. I just finished about a week ago. It was a good program to get out of debt.”

Rosemarie of Bethune, SC via ConsumerAffairs.com

Stars Consumer Affairs

“I got everything paid off and if I ever have problems again, I will come back to GreenPath.”

In the Media


of surveyed clients indicated that they felt more confident in their ability to reach their financial goals after counseling by GreenPath


GreenPath provided a total of 88,508 services in 2022


people paid their debts in full with the assistance of a DMP in 2022

Source: GreenPath 2022 Post Counseling Survey

Frequently Asked Questions

Is financial counseling free?

Yes. Generally financial counseling, including credit counseling and debt counseling are free. Some of our specialized services for reverse mortgage and home-buyer assistance have a fee.

How long does a counseling session take?

The first general counseling session takes about an hour, although it will depend on your unique situation and what you need to accomplish your goals.

Do I need to make an appointment?

No appointment is needed to talk to a counselor by phone. Use the “Request a Call” form, or call us 866-648-8117 to talk to the Client Services team.

What if I don't have time for a counseling session right now?

No problem! We can complete as much as you have time for, and finish up at a more convenient time. You can also schedule an appointment to be called when you will be available.

What do I need for my initial session?

One of the first things a counselor will do with you is put together your budget. Having an idea of your income and expenses is helpful, but not required.

Will you keep my information confidential?

All client information is secure and confidential. GreenPath will not share your information with anyone without your permission. We also do not report to credit bureaus. Take a look at our Privacy Statement for more details.

From the GreenPath Blog

Smart Money Moves: Financial Action Items for High School Grads

Congratulations to the Class of ’23, it’s graduation season! Time to start thinking about smart money moves.

Mind over Money: Prioritizing Self-Care on a Budget

The pressures of everyday life can take a toll on our stability, making it essential to prioritize self-care.

Real Stories Ep 39: Kitty, Finding Humanity in Finance

Kitty’s story is one of shame transformed to pride. She wants to change the conversation around money and empower others to speak openly about money.


Let’s build a financial system that works for everyone. Partner with us to empower financial wellness to those you serve.
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