Your Credit History: There’s Always a Path Forward

It might be tempting to think we can’t “rewrite” our credit history, but there is a path forward. Credit history affects many parts of a person’s life - in all ages and stages. Whether you’re looking to rebuild credit after some bumpy experiences, or establishing credit for the first time, credit matters. Understanding...

7 Tips to Get Smart About Credit

You have a great opportunity to assess your financial situation and make a plan to move forward. If you are dealing with credit and debt, you aren’t alone. The average American household has an average balance of about $6,600 in credit card debt, and that’s not taking into account home, auto, and student loans....

The Budgetnista Talks Credit Scores

When The Budgetnista presented a virtual conversation earlier this year, one of her topics was about credit scores. As The Budgetnista notes in the video highlight below, your credit score is a number based on a formula using the information in your credit report. The result is an accurate forecast of how likely...

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