Understanding the Difference Between Debt Settlement and Debt Management

If you’re trying to manage credit card payments and other debt in a challenging time, it’s helpful to get some background information to consider the best approach that works for you.

To help you weigh your options, shared here is an overview to highlight the difference between two approaches: debt settlement and debt management.

Money Lessons to Be Grateful For

With Thanksgiving upon us, it’s also noteworthy to remember that November is National Gratitude Month. Cultivating an “attitude of gratitude” helps shift us from focusing on the negative to appreciating what is positive in our lives. Research has shown that gratitude can enhance our moods, decrease stress, and...

Is a Credit Card Cash Advance Better Than a Payday Loan? – creditcards.com

From creditcards.com, Jeffrey Arevalo, financial expert at GreenPath Financial Wellness, provides details about the pros and cons of short term loans such as credit card advances and payday loans. In a time of financial challenge, many people look to get cash into their budgets as fast as possible.  For those that don't...

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