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Category: GreenPath University

Miss A Credit Card Payment? Here’s What to Do

If you miss a credit card payment, it is important to know that not all creditors handle delinquent accounts in the same way. Typically, if you miss a payment, your creditor will start to call you. They will want to find out if you merely forgot or if something bigger is going on.  Many people avoid answering these...

How to Protect Your Identity from Identity Theft

Your personal information is a precious commodity and should be treated as such. It should be guarded like treasure and only shared with those you trust. Protecting your information can be the best way to defend yourself against identity theft. Defend your Social Security number Don't carry your Social Security card around...

How Long Information Stays On Credit Reports

Why Is That Old Information Still On My Credit Report? How long information stays on credit reports depends on the specific type of information. Negative credit information can be reported on your credit report for 7-10 years. In general, here is what to expect: Late payments, student loan defaults and foreclosures - 7...

What To Do if You Think Your Identity Has Been Stolen

If something seems amiss—strange collections calls, bills you don't recognize, a sudden drop in your credit score—you may be a victim of identity theft. Here are some important steps to take if you think your identity has been stolen. Identity theft is a serious crime. Sometimes, victims can resolve the issue quickly...

Options for Eliminating Debt

Don’t rob from Peter. Paul has other options for you. Are you trying to eliminate debt and dig out of a hole that seems to grow deeper by the day?  If you’re struggling with repaying loans and credit card bills, you are not alone. There are options for eliminating debt for you to consider. Taking control of your...

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