Is Bankruptcy the Right Move?

If you can’t pay your bills, and debt is mounting, is it time to file for bankruptcy? Maybe — but there are consequences. On the positive side, bankruptcy can provide some relief by eliminating certain debts. On the other hand, it will also put a serious dent in your credit standing for years. It might be a better option to work out a payment plan. Everyone’s situation is different. We’ll help you figure out a way forward that works for you in your bankruptcy counseling session.

Start With Free Financial and Debt Counseling

If you’re not sure what to do, call us. We offer free financial and debt counseling. Our NFCC-certified counselors work with you to review your situation, explain your options, and help you make a plan to move forward.

Have You Already Decided?

If you’ve already made the tough decision to file for bankruptcy we support you. To file successfully you must take certain legal steps and GreenPath can help. You’re required to complete bankruptcy counseling from an approved agency. GreenPath has been approved by the U.S. Department of Justice to provide this counseling. We also offer bankruptcy education courses that you’re required to take to complete the process. Our bankruptcy counseling and education services are available online and by phone.

Frequently Asked Questions

Bankruptcy counseling costs are $50 online and by phone. Bankruptcy education costs are $50 online and by phone. Based on your income, you may qualify for a lower price. Call us to find out what your cost will be.
Plan on about one hour for the bankruptcy counseling session, which is required to file for bankruptcy. You are legally required to spend two hours completing bankruptcy education before you can be released from your debts. Our online course lets you to work at your pace. If you need to stop during the course, you can save your progress and restart where you left off at a later time.
No, GreenPath cannot practice law or assist in filing for bankruptcy.
No, GreenPath counselors are not attorneys and cannot give legal advice. We are an objective information and education resource so you make an informed decision.
Typically, your certificate will be available within 30 minutes of completing counseling.