Get Free Credit Reports
The Fair and Accurate Credit Transactions Act, allows you to order one free credit report a year from companies like Equifax, Experian, and TransUnion.
Credit Scoring Example
The impact of a financial mistake on credit varies from person to person. While each credit profile is unique, check out this credit score example to understand how late payments or other issues can affect credit.
Credit Score Calculation
A FICO Credit Score Calculation is the standard used by most lending institutions in the U.S. There are five categories that make up the score.
Tis the Season to Pay off Credit Card Debt
- December 29, 2016
- By: Greenpath Financial Wellness
- Category: News
Tis the Season to pay off credit card debt! Paying off all that credit card debt from the holidays might be a little harder than you think in 2017. Our Alese Underwood shows us how an interest rate hike could damage your credit score if you're not careful. SAN ANTONIO -- As holiday spending winds down, tis' the season...
Using Credit Cards Wisely
Credit cards are important tools for many people. They are safe and convenient. Careful use of a credit card can improve your credit score. Learn how to be a smart credit card user.
4 Common Questions on Credit Reports
One of our most well-attended GreenPath webinars is on Credit Reports and Scores. Below are some of the most common questions on credit reports that our clients ask. What is a credit report? It is a history of your ability to repay debt over time. On there, you can find previous addresses and any previous names you’ve...
Fair Credit Reporting Act
The Fair Credit Reporting Act governs the files of consumer reporting agencies. Here are the basics of your major rights under the FCRA.
How a gas card can help build your credit score – CreditCardGuide.com
- July 9, 2015
- By: Greenpath Financial Wellness
- Category: News
Can't qualify for a major credit card? Gas cards can help build your credit score. Retail cards, like gas cards, typically approve consumers with lower credit scores and report to the credit bureaus so that cardholders who pay as agreed can build a positive credit history. Some gas credit cards may also give you a small...
When Is It Okay to Let Your Credit Score Slide?
We certainly see a lot more commercials and stories on the importance of having a good credit score. It can help you get a lower interest rate, therefore saving you a lot of money on a car loan or mortgage. But when is it ok to let your credit score slide? Here are a few thoughts as to when it might make sense to let...
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