Debt Counseling

Overwhelmed with Debt? Free Debt Counseling Available

Credit counseling and debt counseling can help. GreenPath offers free credit counseling and debt counseling to help ease your financial stress, address your financial concerns, and develop a plan for living a financially healthy life.

The comment we hear most often is: “I wish I hadn’t waited so long to call.”

NFCC-Certified Counselors at Your Service

GreenPath is a national nonprofit focused on financial wellness. Our professional and compassionate financial experts are here to talk with you.

  • Understand your financial situation and goals
  • Explain your debt management options
  • Offer recommendations for how to get out of debt
  • Develop a personalized action plan to meet your goals

The debt counseling session can be conducted over the phone. Or, if you prefer, you can meet with us in-person at one of our locations. No appointment is necessary for phone sessions.

Each year, we work with thousands of people to eliminate credit card debt. Our financial counselors help each person find the solution that works best for them. Depending on your situation, you may qualify for a GreenPath Debt Management Plan.  It’s also possible that our debt advice and money management tools may be all you need to pay your debts on your own.

Our Financial Counselors Care

Your call will be answered by a caring, compassionate expert who understands that financial hardships happen to good people. We will treat you with care and respect. We’re committed to your success in becoming debt-free.

Regardless of your financial situation, our counselors are here to help. Reach out today.

During debt and credit counseling, a financial counselor will help you understand your financial situation, learn about your options, and make a plan to meet your financial goals.

There is no cost. Debt counseling and credit counseling are free.

There is no difference. The terms “credit counseling” and “debt counseling” both refer to the process of exploring options to help you get out of debt, increase savings and take control of your financial future.

The initial credit counseling or debt counseling session usually takes about an hour, possibly less or more depending on your situation.

No, an appointment is not necessary. GreenPath professionals are standing by to serve you by phone.

No problem. We can schedule an appointment for a more convenient time. Or you can just call us back when you have time to talk.

It will be helpful if you know how much you usually spend each month on living expenses such as utilities, food, gas, etc. We’ll also need to know how much money you and your spouse / financial partner bring home each month.

Yes, absolutely. We do not report information to the credit bureaus. And we will not share your information with anyone without your permission. If you begin a debt management program, we will obtain your consent before we propose payment arrangements to your creditors.

GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health.