Housing Counseling

  • May 4, 2021
  • By: P.T. Phan

HOUSING COUNSELING

Everyone who calls GreenPath receives a free financial counseling session. GreenPath’s professional counselors will listen respectfully and support you in reviewing your situation. The counselors will give you advice on budgeting and planning.

Graphic Financial Counseling
Graphic Housing Counseling

Do you have questions about housing? Should you buy a home? Refinance your house? What if you can’t make your mortgage payments? Or your credit isn’t great? Or perhaps, you’re trying to stay in your home? For most of us, our home is one of the biggest factors in our budget.

Foreclosure Prevention

If you are behind on your mortgage or having trouble making your house payment, you are not alone. There are steps you can take to get back on top, and GreenPath can help with our foreclosure prevention counseling.

GreenPath’s housing experts will review your situation with you, and explain the options for keeping your home, or getting out of a house you can’t afford. They will provide a foreclosure hotline specifically to assist people with this urgent need.

Homebuyer Counseling

Home buying might seem like a complicated process. GreenPath has affiliated with the Homeownership Preservation Foundation (HPF) to guide and support people’s dreams of homeownership. GreenPath’s counseling and education can help you navigate the process and make informed decisions.

Reverse Mortgage

In order to qualify for a reverse mortgage, you must be at least 62 years of age. The federal government also requires that you participate in a reverse mortgage counseling session with an approved non-profit agency. GreenPath is certified and our reverse mortgage counseling can be completed over the phone or in person. Their goal is to help you understand all your options so you can feel confident and make an informed decision. GreenPath can also assist you if you already have a reverse mortgage and are having trouble paying your property taxes or insurance.

Resources for Renters

Most landlords have their own policies on help and assistance during this time. Check your landlord’s website for the most up to date information and how to reach out for assistance. You can also check Eviction Lab’s website for the latest eviction policy changes or Just Shelter where you can search over 600 organizations across the U.S. working to prevent eviction and reduce family homelessness.