Free Financial Counseling Services
Since 1961, GreenPath Financial Wellness has helped people reduce financial stress and take control of their money. Our trusted, national nonprofit offers free expert counseling with NFCC – and HUD – certified experts. Whether your goal is to build a budget, eliminate debt, or pave a path to homeownership, we’ll walk with you every step of the way.
Speak with a financial counselor today and explore personalized options.
A 60 YEAR
TRUSTED NATIONAL
NONPROFIT
Start Your Financial Wellness Journey
Manage Debt
Most of us have debt. Get the support and tools to manage it. See the power of a plan that addresses your financial concerns and empowers you to live a financially healthy life.
Make Housing Decisions
Facing foreclosure, looking for rental counseling, considering a reverse mortgage or home purchase? HUD-certified counselors provide trusted support to handle housing challenges.
Improve Credit Score
Select from a variety of free resources to guide you on your financial journey. Articles, tools, webinars and classes set you up to make informed decisions about your finances.
Upcoming Webinar
September 10 @ 2:00 pm – 2:45 pm
Pay Later, Plan Smarter: A Guide to Buy Now, Pay Later (BNPL)
Learn how Buy Now, Pay Later (BNPL) impacts your finances and get expert tips to use it wisely while avoiding common pitfalls.
Free Financial Resources
Financial Calculators
Calculate how long it will take to pay off your debt or estimating a monthly loan payment.
Worksheets & Guides
From setting a budget to improving your credit score, get actionable steps for making progress toward your financial goals.
Online Financial Courses
GreenPath LearningLab+ is a free online financial education portal offers users easy-to-use financial education experiences.
The Debt Management Program
Save Money
DMP clients see an average reduction in monthly payments of $199.
Low Interest
On average, the DMP saves $29,700 in interest charges.
Faster Payoff
Debt is paid off 7 years faster on a Debt Management Program.
In the Media
Real People. Real Progress.
Damon of Taylor, MI via ConsumerAffairs.comGreenPath took a lot of my debt, consolidated them, and helped me pay them off. They guided me through the process with no problems.”
Chelsey of Mckinney, TX via ConsumerAffairs.comThe reps were helpful. Got straight to the point and everything handled.
Aurora from Washington Via ConsumerAffairs.com“I thought once I had made the mistake of having too many credit cards my financial life was over. GreenPath helped me immediately take back control and feel better about my situation.”
Frequently Asked Questions
Financial counseling is a free, confidential service—provided by certified experts—that helps you understand your financial situation, explore options for managing debt, and create a personalized plan to take control of your money.
Yes, most of our services, including credit and debt counseling, are free. Some specialized programs, like reverse mortgage or homebuyer assistance, may have a fee.
No appointment is needed to talk to a counselor by phone. Use the “Request a Call” form, or call us 844-477-6520 to talk to the Client Services team.
The first general counseling session takes about an hour, although it will depend on your unique situation and what you need to accomplish your goals.
No problem! We can complete as much as you have time for, and finish up at a more convenient time. You can also schedule an appointment to be called when you will be available.
You don’t need to prepare anything in advance. Your first session is supportive and judgment-free. A certified counselor will review your finances, explore your goals, and start building a personalized budget. If you have details about your income, expenses, or bills, that’s helpful—but not necessary.
Want a head start? You can use our budgeting worksheet to organize your info before the session.
All client information is secure and confidential. GreenPath will not share your information with anyone without your permission. We also do not report to credit bureaus. Take a look at our Privacy Statement for more details.
Still have questions?
GreenPath Blog: Insights for a Healthier Financial Life
Blog articles, Calculators and Real $tories Podcast episodes to support your financial wellness journey.
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Real $tories Episode 66: Evelyn
Evelyn faced debt and uncertainty—but found hope with GreenPath. Now, she’s rebuilding her future with support and a plan.
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Your Financial Wellness Check-Up: Review, Adjust, Succeed – recorded webinar
Managing your finances without a plan is like navigating without a map. Watch this webinar to learn how to create a solid plan that doesn’t leave you feeling restricted.
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Tackle Credit Card Debt Before Holiday Spending Hits
Plan now, stress less later—tackle credit card debt before the holidays with smart tips, budgeting strategies, and expert guidance.