Effective Date: November 16, 2020
To review the Terms of an individual section, click on the link to the section below.
Use of Site and/or Service
Registration is not required or necessary to browse our Site. You may voluntarily provide your contact information for a GreenPath employee to contact you regarding our services. As a GreenPath client, you have the opportunity to view your personal documents online and use advanced messaging services. In order to do so, you must first set up your user name and password using a valid email address.
You agree that the information you supply will be accurate and that you will not supply the email address of, or register under the name of, another person. We reserve the right to reject any username we deem offensive or inappropriate. Users of the Site (“Users”) may not register as a business name.
Users are solely responsible for protecting their accounts from access by others. You are strongly encouraged to select a hard-to-guess password and not re-use that password on any other sites where it may be read by the owners or administrators of that site. You agree to notify GreenPath, Inc. immediately of any unauthorized use of your account.
Because of this rule, it is highly recommended that Users do not share their accounts with others, nor share their computers used to access the site with others, as the actions of some other person could easily directly impact all known shared message board accounts.
You will receive text reminders related to our Services. Frequency may vary by account and preferences. STANDARD DATA FEES AND TEXT MESSAGING RATES MAY APPLY BASED ON YOUR PLAN WITH YOUR MOBILE PHONE CARRIER. As mobile access and text message delivery is subject to your mobile carrier network availability, such access and delivery is not guaranteed. You may opt-out of text delivery at any time by texting STOP in response to one of our text messages, BY TEXTING STOP TO (855) 218-7795, (855) 219-4486, (855) 219-4426, (866) 564-6468, OR (866) 750-7545, OR BY CONTACTING US AT (800) 550-1961.
Privacy and Release of Information
You agree that you will not use the Site to perform the following actions:
Users may be immediately banned (along with any associated accounts) for impersonating other Users by creating and/or using an account with a name clearly intended to impersonate, mock, or antagonize another user, or otherwise falsely claiming to be another message board member.
Accessing or attempting to access any GreenPath user account not belonging to the user in question without permission is prohibited. Accessing another user’s account in this manner is grounds for immediate loss of all known accounts, and may result in criminal and civil liability.
Bugs and Exploits
Using exploits or tricks in the GreenPath code to gain privileges, access, or abilities not clearly intended by the board design is prohibited. Making exploits public or using them for personal benefit is grounds for immediate loss of all known accounts, and may result in criminal and civil liability.
Any other activity that is clearly detrimental to the flow of conversation and normal activities of GreenPath and its Users may also be deleted.
Our Site and Service include a combination of content that we create, that our partners create, and that our Users create. All materials published by GreenPath on our Site or as part of our Service, including, but not limited to written content, photographs, graphics, images, illustrations, marks, logos, sound or video clips, and Flash animation, are protected by our copyrights and trademarks or those of our partners. You may not modify, publish, transmit, participate in the transfer or sale of, reproduce, create derivative works of, distribute, publicly perform, publicly display, or in any way exploit any of the materials or content on our Site in whole or in part. If you would like to request permission to use any of the content on our Site or from our Service, please send an email to email@example.com.
The content of our Site and Service are protected under the copyright laws of the United States and other countries. All individual articles, content and other elements comprising the Site are also copyrighted works.
By posting content to the Site, you automatically grant the right to GreenPath to use, copy, modify, adapt or publish the content that you post, for any purpose. GreenPath is under no obligation to pay you for your posting content to the Site.
You are solely responsible for all materials, whether publicly posted or privately transmitted, that you upload, post, e-mail, transmit, or otherwise make available (“Your Content”). You certify that you own all intellectual property rights in Your Content. You hereby grant us, our affiliates, and our partners a worldwide, irrevocable, royalty-free, nonexclusive, sublicensable license to use, reproduce, create derivative works of, distribute, display, transfer, transmit, distribute, and publish Your Content and subsequent versions of Your Content for the purposes of (i) providing you services, (ii) improving GreenPath services, and/or (iii) storing Your Content in a remote database for use relating to the services. This license shall apply to the distribution and the storage of Your Content in any form, medium, or technology now known or later developed.
Our Site contains content that we create as well as content provided by third parties, including without limitation postings by Users.
By viewing the Site content, you agree that all content on the GreenPath Site is the responsibility of the person from which the content originated. You agree that neither GreenPath nor its sponsors or affiliates are responsible for any content that you personally post or upload. GreenPath does not control any content posted by Users, and does not guarantee the truthfulness, accuracy or quality of any content. You agree that while using the GreenPath Site and Service, you may be exposed to content that is offensive or objectionable to you, and that you will in no way hold GreenPath, its sponsors or affiliates liable in any way, shape, or form for any harm or loss that may come to you or others as a result of viewing this content.
Site Security and Conduct
Any Material we upload to this Site will be accessible to all Users. We have incorporated all reasonable and commercially available measures to protect the Site from unauthorized access. Any unauthorized commercial use of the Service is expressly prohibited. You agree to comply with all applicable local, state, national, and international laws and regulations and are solely responsible for all acts or omissions that occur under your user ID or password. You must protect the confidentiality of your password, and you should change your password periodically. You are also responsible for the acts or omissions of any individual to whom you grant access—either intentionally or unintentionally—by sharing your user ID or password. Further, by way of example and not as a limitation, you agree not to:
- use the Site or Service in connection with chain letters, junk e-mail, spamming or any duplicative or unsolicited messages (commercial or otherwise);
- harvest or otherwise collect information about others, including e-mail addresses, without their consent;
- create a false identity or forged e-mail address or header, or otherwise attempt to mislead others as to the identity of the sender or the origin of the message;
- transmit through the Site or Service any Materials that are unlawful, harassing, libelous, abusive, threatening, harmful, vulgar, obscene, or otherwise objectionable material of any kind or nature;
- transmit any material that contains viruses, or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
- violate any U.S. law regarding the transmission of technical data or software exported from the United States through the Site or Service;
- interfere with or disrupt networks connected to the Site or Service or violate the regulations, policies or procedures of such networks;
- attempt to gain unauthorized access to the Site or Service, other accounts, computer systems or networks connected to the Site or Service, through password mining or any other means; or
- interfere with another User’s use and enjoyment of the Site or Service.
System and Network Security
Violations of system or network security are prohibited, and may result in criminal and civil liability. We will investigate incidents involving such violations and may involve and will cooperate with law enforcement if a criminal violation is suspected. You must take reasonable security precautions in light of your use of the Site and Service. You are solely responsible for any breaches of security affecting the servers under your control.
Intellectual Property Rights
Copyright and DMCA Take-Down
The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you are the copyright owner (or are authorized to act on behalf of the copyright owner), please notify our Copyright Agent immediately at firstname.lastname@example.org of any copyright infringement. As soon as we receive your notice of claimed infringement, in the form described below, we will promptly review the claim and remove or disable access to materials that are claimed to be infringing or the subject of infringing activity. Your notice must be in writing and must provide the following information:
- Identify the material on the Site that you claim is infringing in sufficient detail so that we can find it;
- Include the specific statement that you have a good faith belief that the disputed use you have identified is not authorized by the copyright owner, its agent, or the law;
- Include the specific statement in which you declare, under penalty of perjury, that (a) the information you have provided is accurate, and (b) that you are the owner of the copyright interest involved or that you are authorized to act on behalf of that owner;
- Your address, telephone number, and email address; and
- Your physical or electronic signature.
Financial Information Worksheets
Once you have registered on our Site you may be able to access financial worksheets to prepare for your session with a counselor. During this process we require you to enter personally identifiable information, including your name, address, phone number, and email address. This information is needed to identify you when you call for services and allows us to complete your session more quickly. We may also use your email address to send you information about services we have provided to you. We will not use your email for solicitation. You may log into this Site at any time and update or remove your email address.
The Executive Office of the U.S. Trustee does require GreenPath to submit client information in order to generate a pre-filing or pre-discharge certificate associated with bankruptcy services. The information provided may include client name, bankruptcy case number, bankruptcy district and division, and the date and time services are provided.
You represent and warrant that you will not hold us responsible for the quality, safety, or accuracy of the Materials on the Site. We provide no warranty or guarantee regarding the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any purposes. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. If you are aware of any relevant errors, inaccuracies, or discrepancies, including pricing discrepancies please alert us at email@example.com.
Disclaimer of Warranty
ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS ARE EXPRESSLY DISCLAIMED TO THE FULLEST EXTENT PERMITTED BY LAW. TO THE FULLEST EXTENT PERMITTED BY LAW, GREENPATH DISCLAIMS ANY WARRANTIES: (i) FOR THE SECURITY, RELIABILITY, TIMELINESS, ACCURACY, AND PERFORMANCE OF THE SITE AND THE SERVICE; (ii) FOR OTHER SERVICES OR GOODS RECEIVED THROUGH OR ADVERTISED ON THE COMPANY SITE OR THE SITES OR SERVICE, OR ACCESSED THROUGH ANY LINKS ON THE SITE; OR (iii) FOR VIRUSES OR OTHER HARMFUL COMPONENTS IN CONNECTION WITH THE SITE OR THE SERVICE. YOU AGREE TO USE ANY INFORMATION OR MATERIALS ON THIS WEBSITE ENTIRELY AT YOUR OWN RISK. IT IS YOUR RESPONSIBILITY TO ENSURE THAT ANY PRODUCTS, SERVICES, OR INFORMATION AVAILABLE THROUGH THIS WEBSITE MEET YOUR SPECIFIC REQUIREMENTS.
Limitation of Liability
UNDER NO CIRCUMSTANCES SHALL GREENPATH, OR ITS SPONSORS, LICENSORS, OR SERVICE PROVIDERS, OR ANY OF ITS OR THEIR REPRESENTATIVE SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS (COLLECTIVELY THE “RELEASED PARTIES”), BE LIABLE TO YOU OR ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY LOSSES OR FOR DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES (EVEN IF WE HAVE BEEN ADVISED OF OR SHOULD HAVE KNOWN ABOUT THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM ANY ASPECT OF YOUR USE OF THE SITE OR THE SERVICE, WHETHER THE DAMAGES ARISE FROM USE OR MISUSE OF THE SITE OR THE SERVICE, FROM INABILITY TO USE THE SITE OR THE SERVICE, OR THE INTERRUPTION, SUSPENSION, MODIFICATION, ALTERATION, OR TERMINATION OF THE SITE OR THE SERVICE.
Statute of Limitations
General Term Disclosures and Consequences of Violation of Terms