Get Free Financial Counseling
GreenPath’s NFCC-certified experts listen with care and provide personalized financial counseling to help you budget, manage debt, and create a plan to reach your goals.
How Financial Counseling Works
GreenPath’s NFCC-certified experts listen with care and provide personalized financial counseling to help you budget, manage debt, and create a plan to reach your goals. With your counselor’s help, you’ll leave each session with actionable steps and peace of mind – and ongoing resources to stay on track. Here is how it works:
Free, confidential support: Talk through your financial situation with an expert who cares.
Money management strategies: Review your income, expenses, and goals to find ways to save and spend wisely.
Budget counseling: Get step-by-step guidance to build a realistic budget tailored to your financial goals.
Planning ahead: Create a clear roadmap for paying off debt, building savings, and building your credit.
How Financial Counseling Can Help You
Financial counseling is for anyone who wants to feel more in control of their finances, whether you’re:
- Struggling to make ends meet or facing high-interest debt
- Planning for big goals like saving for a home
- Managing a major life change, such as a job loss or new family expenses
As a nonprofit organization with more than 65 years of experience, we’re here to help you take the next step toward financial wellness – no matter where you’re starting from. After counseling, 86.4% of survey respondents indicate more confidence in their ability to reach their financial goals.
Explore Our Counseling Services
Everyone’s financial journey is different. GreenPath’s caring counselors are here to listen, offer guidance, and help you find the best path forward.
Debt Counseling
Get help understanding your debt, managing monthly expenses and exploring options for your situation. GreenPath’s certified counselors provide free, personalized guidance without pressure.
Debt Management Program
A Debt Management Program (DMP) provides a structured way to repay eligible unsecured debt through one monthly program payment, typically over three to five years. Depending on your situation and participating creditors, GreenPath may arrange reduced interest rates and waived fees.
Housing Counseling
Whether you’re facing foreclosure, considering a reverse mortgage or preparing to buy a home, GreenPath’s HUD-certified counselors can help you understand your options and plan your next steps.
Frequently Asked Questions
Can I talk to a financial counselor for free?
Yes – GreenPath’s certified financial counselors offer free, confidential sessions to help you review your finances and create a personalized plan. Some of our specialized services for reverse mortgage and home-buyer assistance have a fee.
How long does a financial counseling session take?
Your first financial counseling session typically lasts about an hour, though the exact time depends on your situation and the goals you’d like to work toward.
Do I need to make an appointment?
No appointment is needed to talk to a counselor by phone.
What if I don’t have time for a counseling session now?
No problem! We can complete as much you have time for, and finish up at a more convenient time. You can also schedule an appointmentschedule and appointment to be called when you will be available.
What do I need for my initial session?
One of the first things a counselor will do with you is put together your budget. Having an idea of your income and expenses is helpful. If you have billing statements handy, even better!
Will you keep my information confidential?
All client information is secure and confidential. GreenPath will not share your information with anyone without your permission. We also do not report to credit bureaus.
Still have questions? Explore our full FAQ Page
