Free Debt Counseling

Free debt counseling is available.

Overwhelmed with debt? As a national nonprofit focused on financial wellness, GreenPath is ready to help. Our professional and compassionate financial experts are here to talk with you.

Your Money Guide Hero

The comment we hear most often is: “I wish I hadn’t waited so long to call.”

Debt Counseling Helps Ease Financial Stress

GreenPath offers free credit counseling and debt counseling to help ease your financial stress, address your financial concerns, and develop a plan for living a financially healthy life. Our NFCC-certified counselors will help you:

  • Understand your financial situation and goals
  • Explain your debt management options
  • Offer recommendations for how to get out of debt
  • Develop a personalized action plan to meet your goals

You May Qualify for A GreenPath Debt Management Plan

Our financial counselors help each person find the solution that works best for them. Depending on your situation, you may qualify for a GreenPath Debt Management Plan. It’s also possible that our debt advice and money management tools may be all you need to pay your debts on your own.

Each year, GreenPath works with thousands of people to eliminate credit card debt.

GreenPath Counselors

Our Financial Counselors Care

Your call will be answered by a caring, compassionate expert who understands that financial hardships happen to good people. We will treat you with care and respect. We’re committed to your success in becoming debt-free.

Free Financial Resources

Managing Debt In The Time Of Covid

Learn About Debt

Learn about the different types of debt and how they can impact your life. These articles can also give you insight into different options to be debt free.

debt settlement versus debt management

What is A Debt Management Plan?

Learn how a Debt Management Plan can be of benefit to you. How it works, and if it’s the right fit for your situation.

Improve Your Credit

Learn About Credit Scores

Credit scores can open doors, learn how to build or improve your credit scores. Also get a better understanding of how these scores are calculated.

Frequently Asked Questions

During debt and credit counseling, a financial counselor will help you understand your financial situation, learn about your options, and make a plan to meet your financial goals.

There is no cost. Debt counseling and credit counseling are free. Don’t wait to talk with a counselor 866-224-7829.

  • Monday-Thursday 8:00 am – 10:00 pm Eastern
  • Friday 8:00 am – 8:00 pm Eastern
  • Saturday 9:00 am – 6:00 pm Eastern

There is no difference. The terms “credit counseling” and “debt counseling” both refer to the process of exploring options to help you get out of debt, increase savings and take control of your financial future.

No, an appointment is not necessary. GreenPath professionals are standing by to serve you by phone.

No problem. We can schedule an appointment for a more convenient time. Or you can just call us back when you have time to talk.

It will be helpful if you know how much you usually spend each month on living expenses such as utilities, food, gas, etc. We’ll also need to know how much money you and your spouse / financial partner bring home each month.

Yes, absolutely. We do not report information to the credit bureaus. And we will not share your information with anyone without your permission. If you begin a debt management program, we will obtain your consent before we propose payment arrangements to your creditors.