Homeownership Counseling
Talk to A GreenPath Counselor
Homeownership gives people a sense of pride and accomplishment. It can give you greater freedom and privacy. It can also add to your financial security. Home buying is a big step and takes some planning.
Options for Homeownership
Our counseling and education can help you navigate the process and make informed decisions.
Home buying might seem like a complicated process. GreenPath has affiliated with the Homeownership Preservation Foundation (HPF) to guide and support people’s dreams of home ownership.
We’ll Help You Understand A Range of Issues
- The Realtor’s Role: Buyer and Seller
- Down Payment. How much do you need?
- Types of Mortgages: Understanding loan options
- Mortgage Lenders: How to Choose
- Home Appraisal. Why Lenders Do It
- Pre-qualifying for a Mortgage
- Home Inspection. What Should It Cover?
- Escrow Accounts. The What and Why
- Homeowners Insurance. Protecting Your Investment
- Home Maintenance. What to Expect
Resources & Frequently Asked Questions
Our standard fees for housing services are: • Mortgage delinquency counseling – Free • Rental counseling – Free • Pre-Purchase Counseling – $150* • Reverse Mortgage Counseling – $199
*If you belong to a participating Credit Union, this fee may be waived as a benefit of your Credit Union membership.
We can look at your mortgage repayment options and help you make decisions on next steps.
We can contact your servicer to help facilitate a conversation regarding options, but we are unable to guarantee specific outcomes. Your outcome will depend on what your servicer is willing to offer and/or your eligibility for state and federal programs.
No, we provide objective counseling services. Our housing professionals can help you learn about hiring a realtor, choosing a lender and other steps in the home buying process, but we cannot recommend specific realtors or lenders.