Homeownership Counseling

Options for Homeownership

Homeownership gives people a sense of pride and accomplishment. It can give you greater freedom and privacy. It can also add to your financial security. Home buying is a big step and takes some planning.

Home buying might seem like a complicated process. GreenPath has affiliated with the Homeownership Preservation Foundation (HPF) to guide and support people’s dreams of home ownership. Our counseling and education can help you navigate the process and make informed decisions. We’ll help you understand a range of issues including:

A Head Start for Home Buying

Are you a first-time buyer? Or maybe you’re thinking about moving up or even downsizing. Our certified housing experts can prepare you with the knowledge and tools you’ll need to make the best decisions. You’ll learn about ways to improve your credit score, how to access down-payment assistance, affordable loan programs, and many other key steps to help make your purchase a valuable part of your long-term financial health and wellness.

Thinking About a Home Equity Loan?

If you’re considering a home equity loan, talk to one of our housing experts first. We’ll help you look at your entire financial picture to determine if a home equity loan is your best option. We can also provide valuable information on securing a loan and staying out of debt in the future. Owning a home — or borrowing against it — is a big step in your financial journey. GreenPath’s housing counselors will empower you with the knowledge to reach your goals.

Frequently Asked Questions

Our standard fees for housing services are: • Mortgage delinquency counseling - Free • Rental counseling - Free • Pre-Purchase Counseling - $150* • Reverse Mortgage Counseling - $199 *If you belong to a participating Credit Union, this fee may be waived as a benefit of your Credit Union membership.
We can contact your servicer to help facilitate a conversation regarding options, but we are unable to guarantee specific outcomes. Your outcome will depend on what your servicer is willing to offer and/or your eligibility for state and federal programs.
No, we provide objective counseling services. Our housing professionals can help you learn about hiring a realtor, choosing a lender and other steps in the home buying process, but we cannot recommend specific realtors or lenders.