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DEBT DOESN'T HAVE TO TAKE THE JOY OUT OF THE SEASON

When considering your holiday budget, it pays to look at the debt you currently carry. Contact the trusted national nonprofit GreenPath to help you prepare for the holidays.

Holidays Graphic

Financial Counseling Services

Financial Counseling Services

GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency. Our NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.

Most of us have debt. Get the support and tools to manage it. See the power of a plan that addresses your financial concerns and empowers you to live a financially healthy life. Learn more.

Facing foreclosure, looking for rental counseling, considering a reverse mortgage or home purchase? HUD-certified counselors provide trusted support to handle housing challenges. Learn more.

Select from a variety of free resources to guide you on your financial journey. Articles, tools, webinars and classes set you up to make informed decisions about your finances. Learn more.

Get a Financial Checkup in 3 Minutes

Why it Pays to Assess Your Financial Health

Are you ready to start on the road to improved financial health? One way to get going is by being aware of how debt might impact your budget.

Learn more about your financial picture, and get personalized steps to move forward.

Client Stories

Beverly of Dearborn, MI via ConsumerAffairs.com

Stars Consumer Affairs

“We’ve completed the program with GreenPath. We needed help to combine our cards to get them paid off. They got it done early. They’ve done well. We were happy.”

Stephen of Rialto, CA via ConsumerAffairs.com

Stars Consumer Affairs

“I signed up with a debt management program with GreenPath. I just finished about a week ago. It was a good program to get out of debt.”

Rosemarie of Bethune, SC via ConsumerAffairs.com

Stars Consumer Affairs

“I got everything paid off and if I ever have problems again, I will come back to GreenPath.”

In the Media

91%

percent of people we counsel feel better prepared to handle their finances

107,997

total counseling services provided in 2020

89%

percent of people who have completed our Debt Management Plan (DMP) report improved spending habits

Source: GreenPath 2020 Post Counseling Survey; GreenPath 2019 Successful DMP Survey

Become Debt Free Faster

GreenPath Debt Management Plan

With the Debt Management Plan from the national nonprofit GreenPath Financial Wellness, you become debt free faster. We put 60 years of trusted experience negotiating with major creditors to work, saving you time and money with debt management options tailored just for you. When it comes to debt, you’re not alone.

Frequently Asked Questions

Is financial counseling free?

Yes. Generally financial counseling, including credit counseling and debt counseling are free. Some of our specialized services for reverse mortgage and home-buyer assistance have a fee.

How long does a counseling session take?

The first general counseling session takes about an hour, although it will depend on your unique situation and what you need to accomplish your goals.

Do I need to make an appointment?

No appointment is needed to talk to a counselor by phone. Use the “Request a Call” form, or call us to talk to the Client Services team.

What if I don't have time for a counseling session right now?

No problem! We can complete as much as you have time for, and finish up at a more convenient time. You can also schedule an appointment to be called when you will be available.

What do I need for my initial session?

One of the first things a counselor will do with you is put together your budget. Having an idea of your income and expenses is helpful, but not required.

Will you keep my information confidential?

All client information is secure and confidential. GreenPath will not share your information with anyone without your permission. We also do not report to credit bureaus. Take a look at our Privacy Statement for more details.

From the GreenPath Blog

What to Know About Store Credit Cards

The lure of applying for a credit card at the cash register to snag a discount can seem like a good idea. But it’s best to be cautious.

Giving To Others Makes Us Happy

If you give more, you’ll get more. Money can buy happiness when you spend it on someone else. Learn how you can give AND achieve your goals.

Black Friday and Cyber Monday Budgeting Tips from GreenPath

Many online sales encourage you to buy more than you need. Discounts or free shipping often are based on a minimum purchase. Careful not to spend more than you planned.

Partnerships

Let’s build a financial system that works for everyone. Partner with us to empower financial wellness to those you serve.
Let’s talk