Manage Credit Card Debt: Resources & Support
Dealing with credit card debt can feel overwhelming. These free resources can help you regain control and move forward with confidence.
Understanding Your Credit Report and Score
Learn how to read your credit report, understand what impacts your score, and spot potential errors. This recorded webinar offers practical steps to help you build stronger credit and make more informed financial decisions.
Free Credit Report Review
Monitoring your credit regularly can help you spot mistakes, prevent fraud, and stay informed about your score. Virtual Coach Lea can answer questions, guide you through your report, and strategize next steps – she is available 24/7 on any device.
Debt Solutions Decoded
Explore your options for managing credit card debt. This free course explains how debt management programs work, why they may be safer than debt settlement, and how to choose a strategy that protects your credit and reduces long-term costs.
Lower Your Payments and Pay Off Debt Faster
High credit card debt holding you back? Learn how a debt management program works, estimate savings, and find a faster path to pay off debt.
What is a Debt Management Program?
A debt management program (DMP) is a structured plan to pay off credit card debt with reduced interest rates and one simplified monthly payment—helping you make steady, realistic progress.
Debt Management Calculator
Credit card debt can feel overwhelming. Use this debt management calculator to estimate how quickly you could pay off balances with a DMP and how much you might save on interest.
Is a Debt Management Program Right for You?
This guide breaks down the pros and cons of DMPs, including how they can lower interest rates, simplify payments, and impact your credit – so you can decide if it’s the right way to manage credit card debt.
Credit Card Debt Resources
Negotiate a Lower Credit Card Interest Rate
Learn how to negotiate a lower credit card interest rate with your lender. This step-by-step guide can help you reduce interest costs and make it easier to pay off debt faster.
Paying Down Your Credit Card
Take control of credit card debt with this free, self-paced course. Learn proven strategies to reduce balances, lower interest costs, and build a plan to pay off debt more efficiently.
Real $tories Podcast: Lorrena Black
Tune in to a story of financial recovery and resilience. This episode explores how to overcome credit challenges, rebuild financial confidence, and take meaningful steps toward stability.
How to Dispute a Credit Report Error
Fix mistakes that could be hurting your credit score. This guide explains how to dispute credit report errors, protect your credit, and ensure your report is accurate and up to date.
Budgeting Worksheet
Create a clear plan for your money with this interactive budgeting worksheet. Track income and expenses, identify savings opportunities, and stay on top of your financial goals.
Your Financial Wellness Check-Up
Get a clear snapshot of your financial health. This webinar covers budgeting, credit, and debt strategies to help you build a stronger financial foundation and plan your next steps.
Need Help with Debt? Start with a Free Call
If you’re looking for ways to manage credit card debt, you’re in the right place.
As a trusted national nonprofit since 1961, GreenPath connects you with caring, NFCC-and HUD-certified financial counselors who will review your credit card debt, understand your goals, and help you create a personalized plan to become debt-free.
Counseling Hours