GreenPath Debt Payoff Calculator

See the Difference A Lower Interest Rate Could Make

Use this calculator to see your potential savings. Contact GreenPath to conduct a free debt counseling session to see if our debt management plan is right for you.


NOTE: This is an example. It helps you see how a debt management plan might help you. IT IS NOT AN ACTUAL QUOTE.

The pay “on your own” example assumes you make only the minimum payment. We use an interest rate of 24 percent. The GreenPath debt management plan example shown is based on getting rid of your debt within five years. We use an average interest rate of 8 percent (in most cases, we can work with your creditors to reduce your interest rate). Actual interest rates will vary by client and creditor. If the results of the GreenPath debt management calculator example show that we might be able to save you money, chat or call us today to conduct a free debt counseling session with one of our NFCC-Certified counselors. The session is 100% confidential, no pressure and judgment-free.

Are you one of the millions of Americans with high interest rates on your credit cards?

Credit card debt can feel overwhelming. Your current interest rate, monthly payment, and financial situation will all affect how quickly you can pay off your debt. This will also impact what you end up paying overall.

Depending on your situation, you may find debt relief through a debt management plan (↗). These plans are designed to pay off your debt in 3-5 years and may stop collection calls and result in lower interest rates and monthly payments.

GreenPath works with creditors to reduce interest rates and payments. Our goal is to help you pay off your debt faster and put money back in your pocket.

What A Debt Management Plan Can Do for You

One Single Payment

You automatically deposit money into your GreenPath account, and we use that money to pay on your debt on your behalf.

Lower Interest Rates

We may be able to arrange lower interest rates and monthly payments with your creditors.

Stop Collection Calls

Once creditors agree to the program, collection calls stop and you see your debts start to go down.

GreenPath is Trusted A National Nonprofit of 60 Years

GreenPath provided a total of 86,532 financial services in 2021. Take advantages of a free counseling session with a financial counselor.