HUD-Certified Housing Counseling for Homeowners & Renters

Housing counselingHousing counseling helps people make informed housing decisions. A HUD-certified housing counselor can provide guidance on homebuying, renting, foreclosure prevention, mortgage issues, reverse mortgages, and other housing-related concerns while helping you understand your options and next steps.

A HUD-certified housing counseling agency, like GreenPath, meets standards established by the U.S. Department of Housing and Urban Development (HUD) and provides housing counseling services that meet federal requirements. Working with a HUD-approved agency means you’ll receive guidance from trained, certified housing counselors who follow established quality and consumer protection standards.

GreenPath housing counseling fees vary by service. Many services are free, while some specialized programs have a fee.

• Mortgage Delinquency Counseling: Free
• Rental Counseling: Free
• Pre-Purchase Counseling: $150*
• Reverse Mortgage Counseling: $199

GreenPath explains all housing counseling costs upfront so you know what to expect before your session.

*If you belong to a participating credit union, the Pre-Purchase Counseling fee may be waived as a membership benefit.

GreenPath housing counselors can help you explore mortgage refinancemortgage refinance and loan modification options. We can contact your mortgage servicer to discuss potential solutions and help you understand available assistance programs. Any outcome will depend on your servicer’s requirements and program eligibility.

Housing counseling is not always required for first-time homebuyers, but some mortgage, down payment assistance, and affordable housing programs may require homebuyer education or pre-purchase counseling. Even when it’s optional, housing counseling can help you understand the homebuying processunderstand the homebuying process, prepare for mortgage costs, and make informed homeownership decisions.

A housing counselor can help you explore foreclosure prevention options, understand available mortgage assistance programs, and communicate with your mortgage servicer. Assistance options vary based on your circumstances and program eligibility.

You can speak with a GreenPath housing expert without an appointment by calling 855-548-6250877-337-3399during our regular business hours. GreenPath counselor availability is:

Whether you need help with homebuying, foreclosure prevention, renting, or mortgage concerns, a GreenPath housing counselor can help you understand your options and next steps.

GreenPath takes privacy seriously. Information shared during housing counseling sessions is kept confidential. GreenPath will not share your information with anyone, and we do not report to credit bureaus.