Be Debt Free
Spring
Into Financial Wellness
Spring
Into Financial Wellness
Say goodbye to winter and hello to a fresh new season—and a fresh start on your finances. With warmer days around the corner, spring is the perfect time to pay down your debt. Start planning (and stop stressing) with a Debt Management Plan.
Debt Management, Made Simple.
GreenPath is a trusted, national nonprofit that has helped more than 65,000 households eliminate more than $200 million in debt since 1961. We’re on a mission to make financial wellness achievable for everyone.
“I cannot express how encouraging it was to be able to see that huge number [debt] dwindling down.” - Lavell
“I cannot express how encouraging it was to be able to see that huge number [debt] dwindling down.” - Lavell
1
One Manageable Payment
There is no need to track multiple statements. You automatically deposit money into your GreenPath account, we use those funds to pay debts on your behalf.
2
Lower Interest
High interest rates add up over time. GreenPath partners with creditors across the country to arrange lower interest rates and monthly payments that can help you save money.
3
Faster Payoff
With lower rates and payments, you can pay down debt faster and say goodbye to stress sooner.
A Dedicated Team
Life is full of detours. If your financial picture changes, GreenPath’s Client Success Team is ready to reassess your roadmap.
“I called GreenPath mid-January and within two to three weeks, the collection calls from the creditors all stopped. I could finally take a breath.”
Seth of Augusta, ME
via ConsumerAffairs.com
“The application process at GreenPath was very easy. I got ahold of them and they emailed me the application.”
Susan of Lincoln, NE
via ConsumerAffairs.com
“It was a great experience with GreenPath overall and they were very easy to deal with. Everyone that I had dealt with was very nice, respectful, and very easy to talk to.”
Kristin of Pennsville, NJ
via ConsumerAffairs.com
“They did all the heavy lifting. They always answered and addressed everything I needed.”
H of Macomb, MI
via ConsumerAffairs.com
“They were also flexible and they gave me a plan that I was comfortable with… Everybody was kind and I never had any problems.”
Carole of Oklahoma City, OK
via ConsumerAffairs.com
“GreenPath’s program was the most outstanding thing I have ever been through. It is super simple to set up…”
Gavin of Hallsville, TX
via ConsumerAffairs.com
Debt Calculator
Enter your current balance below to see how much you can potentially save on GreenPath’s Debt Management Plan.
*We use an average interest rate of 8 percent. Actual interest rates will vary by client and creditor.
10,253 PEOPLE
PAID THEIR DEBTS IN FULL WITH THE ASSISTANCE OF A DEBT MANAGEMENT PLAN IN 2022
Think Green This Spring
We spring clean our living spaces…why not our finances? Kickstart your Spring To-Do list by connecting with GreenPath. Our certified and empathetic counselors are ready to put your money milestones within reach.
Contact a GreenPath counselor today for a free debt counseling session. 100% confidential 877-242-7656877-337-3399.
Take the First Step It Is Free and 100% Confidential
Contact GreenPath to conduct a free debt counseling session to see if our debt management plan is right for you.
NOTE: This is an example. It helps you see how a debt management plan might help you. IT IS NOT AN ACTUAL QUOTE.
How Your Debt Is Calculated
- The pay “on your own” example assumes you make only the minimum payment.
- We use an interest rate of 24 percent. The GreenPath debt management plan example shown is based on getting rid of your debt within five years.
- We use an average interest rate of 8 percent .
In most cases, we can work with your creditors to reduce your interest rate. Actual interest rates will vary by client and creditor.
Frequently Asked Questions
Debt management fees vary based on your state of residence and debt amount. GreenPath charges a one-time set up fee that ranges from $0 to $50. We also charge a monthly fee that ranges from $0 to $75. This is minimal considering the amount of money our clients typically save in waived late fees, waived over limit fees, and reduce credit card interest charges.
Call today to see if GreenPath’s Debt Management Plan is a fit for you. 877-242-7656
Call today to see if GreenPath’s Debt Management Plan is a fit for you. 877-337-3399
We work with most creditors throughout the U.S., including banks, credit unions, retailers, medical providers, auto finance and collection agencies.
Since the goal of a debt management program is to pay off debt, the credit cards enroll in the program will be closed. Most creditors will usually allow you to continue using one card for emergencies and travel.
GreenPath does not contact the credit bureaus when you enroll in a debt management program. However, because you will be closing lines of credit during the enrollment process, your score may dip. But over time, most people see their scores increase, because they are making payments in-full and on-time each month.
Yes, they are different. Debt management plans are designed to pay off the entire amount you owe in 3 to 5 years. If we can lower your interest rates, the total amount you pay to your credit card company is typically less than if you paid on your own. Debt settlement typically involves requesting credit card companies to forgive a portion of your debt in exchange for a lump sum payment.
Counseling Hours
- Monday-Thursday 8:00 am – 10:00 pm Eastern
- Friday 8:00 am – 8:00 pm Eastern
- Saturday 9:00 am – 6:00 pm Eastern
Contact GreenPath to conduct a free debt counseling session to see if our debt management plan is right for you.