Use this budgeting worksheet to calculate your monthly expenses and income to get an idea of what you have to work with, what your commitments are, and what you have remaining to devote to your goals.
Figure out how much you get paid each month, after taxes are removed, and add it to the table below.
Record your expenses using the table below. For expenses that change from month-to-month (such as utilities), use your average spending based on past month’s bills.
Housing
Food
Transport
Health
If your pay is not on a consistent schedule (e.g., seasonal work, side income)…
= average monthly income