FREE CREDIT REPORT REVIEW
FREE CREDIT REPORT REVIEW
Understand what's on your credit report.
Get guidance on disputing errors.
Get protected from fraud.
Get an action plan on how to build or rebuild credit.
Welcome BECU members!
Staying on top of your credit report is an important financial wellness checkup. Regularly monitoring your credit can alert you to errors, protect you from fraud, and provide you important information to strengthen your credit score. It is important to review your credit report for any abnormalities.
GreenPath’s NFCC-certified credit counselors can walk you through a free review of your credit report. We’ll explain how to read the report and how credit scoring works, and answer your questions. Together we’ll make a plan for managing your credit score to support your goals.
Frequently Asked Questions
There is no charge for a credit report review. It’s free!
GreenPath helps you understand your credit report by pulling a free of charge “soft pull” limited information credit report during the credit review session. Based on the information in that report, our counselors provide information and options for you to address any credit report issues. While GreenPath does not provide you with your full credit report and score as part of this free session, you can access a free copy of your entire credit report summaries by visiting www.annualcreditreport.com or calling 866-648-8123.
No legitimate company will provide credit repair. The Federal Trade Commission (FTC) warns consumers of any company that charges money for credit repair and/or says it will remove late payments, bankruptcies or similar information from a credit report.
As a BECU member, your initial free credit review call is estimated to take up to an hour.
- The secure and confidential call starts with obtaining your current credit reports from reporting bureaus.
- GreenPath’s NFCC-certified credit counselors walk you through a customized review of your credit report in order to create a personalized budget together with you during the call.
- You will be coached on how to read the report and how credit scoring works in terms of your specific situation.
- The counselor will answer any questions you have throughout.
Together we’ll make a plan for managing your credit and a customized action plan to support your goals.
GreenPath is A National Nonprofit
Schedule your free credit report review today! Submit the following form to receive a call from one of GreenPath’s caring financial counselors within 2 business days.