In an increasingly digital world, there are more opportunities than ever for fraud. Whether you are concerned you may be experiencing identity theft or want to learn how to protect yourself, these resources can help.
1. Review all Three of Your Credit Reports in Detail at AnnualCreditReport.com
It is important to review your report from all three credit bureaus (Transunion, Experian, and Equifax) as information reported may vary. You can access these reports free once a week. If you notice suspicious activity or feel that you are at high risk, contact TransUnion, Experian, and Equifax to place a freeze on your credit immediately.
2. Connect with Your Financial Institution
Contact your financial institution immediately to alert them you may be the victim of identity theft and inquire about additional security features for your account.
3. File an Identity Theft Report with the Federal Trade Commission at IdentityTheft.gov
This process will walk you through additional steps you may need to take in your situation to create a recovery plan, in addition to helping you file a report with the appropriate officials.
Change Your Passwords & Enable Multi-factor Authentication
When talking to your financial institution inquire about security features available in person and by phone as well as online. Change your passwords for any online financial sites you use as soon as possible, and be sure to enable multi-factor authentication if you have not already.