Credit Report Review
- May 4, 2021
- By: P.T. Phan
CREDIT REPORT REVIEW
Everyone who calls GreenPath receives a free financial counseling session. GreenPath’s professional counselors will listen respectfully and support you in reviewing your situation. The counselors will give you advice on budgeting and planning.
A strong credit score can open doors, but a poor credit score can be a hurdle. Lenders use your credit score to set your interest rate when you borrow money, which affects how much you will pay for the loan. It affects your credit card interest rate and the amount you pay for insurance. Information on your credit report can even be considered when you interview for a job.
Free Credit Report Review
GreenPath’s NFCC-certified credit counselors can walk you through a free review of your credit report. They will explain how to read the report and how credit scoring works, and answer your questions. GreenPath will walk you through making a plan for managing your credit score to support your goals.
Access Your Free Credit Report
You can obtain one free credit report per year from each of the three credit bureaus — Experian, Equifax and Trans Union. Access your free reports at www.annualcreditreport.com. The reports are free, but expect to pay about $5 if you want to see your credit score.