BEAT THE HEAT &
HIGH INTEREST CREDIT CARD DEBT
If climbing credit card interest is impacting your ability to pay down debt, there is a path forward with GreenPath’s Debt Management Program.
Financial Counseling Services
GreenPath is a trusted national nonprofit since 1961. Through our partnership, everyone who contacts GreenPath receives a free financial counseling session. Let’s make your financial goals happen, together.
Pay Down Debt
Faster
A debt management plan could help you to lower your interest rates and pay off debt faster. Learn more.
Improve
Credit Score
Get a free credit review from GreenPath’s financial wellness experts. Learn more.
Make Housing
Decisions
GreenPath can help you make informed decisions about your housing choices. Learn more.
Free Upcoming Webinar
Wednesday, July 19, 2023 @ 3:00 pm EDT – 3:30 pm EDT
As summer winds down, back-to-school season looms. Whether you are preparing for your student to return to elementary, high school, or college, it’s important to have a plan for the financial costs.
Join this informative webinar for tips and strategies to manage some of the costs associated with heading back to school, including technology, supplies, and tuition.
Don’t worry, if you can’t make this date you can join us on Facebook for a live replay: Thursday, July 20 @ 7PM
What You Will Learn
- Tips to get value from every dollar spent
- Ideas to reduce educational costs
- Strategies to keep the cost of college down
Who Should Attend
- Any parent of a child attending Pre- K through 12th Grade
- Any student or parent of a college-bound student
- Anyone supporting or advising families of school-age or college-bound students
We will record this webinar and send the link of the recording to all registrants after the webinar.
Presented by
GreenPath Partner Experience Manager: Dawn Watson
GreenPath Partner Experience Manager: Catherine Wall
Recorded Webinars
Free Financial Resources
Debt Calculator
Enter your current balance below to see how much you can potentially save.
Worksheets & Guides
From setting a budget to improving your credit score, get actionable steps for making progress toward your financial goals. Learn More
Online Financial Courses
GreenPath LearningLab+ is a free online financial education portal offers users easy-to-use financial educational experiences. Learn More
Client Stories
Tanisha & Noah
"The engagement with the GreenPath debt counselor,
it was genuine."
Nichelle
“It was a giant weight off my shoulders. Because the debt has followed me and it's been this giant shadow.”
Frequently Asked Questions
Is financial counseling free?
Yes. General financial counseling, including credit counseling, debt counseling are free. Some of our specialized services for reverse mortgage and homebuyer assistance have a fee.
How long does a counseling session take?
The first general financial counseling session takes about an hour, although it will depend on your unique situation and what you need to accomplish your goals.
What do I need for my initial session?
One of the first things a counselor will do with you is put together your budget. Having an idea of your income and expenses is helpful. If you have billing statements handy, even better!
Will you keep my information confidential?
All client information is secure and confidential. GreenPath will not share your information with anyone without your permission. We also do not report to credit bureaus. Request your free counseling session.
Speak with A Counselor About Your Debt Options Today
GreenPath have helped more than 65,000 households pay off over $200 million in debt. You can call GreenPath anytime during business hours to reach a debt counselor if you need advice.
Contact a GreenPath counselor today for a free debt counseling session. 100% confidential. Call 877-337-3399 today.
Take the First Step It Is Free and 100% Confidential
Contact GreenPath to conduct a free debt counseling session to see if our debt management plan is right for you.
NOTE: This is an example. It helps you see how a debt management plan might help you. IT IS NOT AN ACTUAL QUOTE.
How Your Debt Is Calculated
- The pay “on your own” example assumes you make only the minimum payment.
- We use an interest rate of 24 percent. The GreenPath debt management plan example shown is based on getting rid of your debt within five years.
- We use an average interest rate of 8 percent .
In most cases, we can work with your creditors to reduce your interest rate. Actual interest rates will vary by client and creditor.