Real Stories Ep 37: Finding Forgiveness: David Tackles Loans, Law School, and Supporting a Family

  • March 15, 2023
  • By: GreenPath Financial Wellness

As the son of immigrants who had to work extremely hard to make ends meet, David knows first-hand the importance of financial education and access to resources and opportunities. He is especially driven to connect with people who have limited access to the tools they need to be financially healthy.

Today, David is a trusted leader at GreenPath. Early in his career, he achieved his dream of completing his law degree. But he was at a crossroads as he considered how to tackle $200,000 in student loan debt.

Listen to his personal money journey and how it influenced his career at GreenPath.

Key Moments

2:23 David talks about how his upbringing shaped his mindset when it came to his education.

8:59 He decides to move across the country to attend college.

15:23 After taking out student loans, he considers how to manage them when he graduates.

17:49 He spontaneously moves back to Michigan without a job.

20:34 He starts working at GreenPath and begins establishing financial stability.

23:40 David decides to attend law school, but quickly faces a difficult decision.

29:30 David and his family struggle to cover the cost of paying for a house in Michigan while he attends law school in New York. He chooses to take on more student loans to cover his living expenses.

31:42 After graduating law school, he figures out how to handle more than 200,000 dollars in student loan debt with a growing family.

34:40 He decides to stay at GreenPath for the long term to pursue the Public Service Loan Forgiveness program.

41:55 He credits GreenPath’s loan counseling program as the basis for his knowledge of the complex forgiveness process.

46:55 David explains why his daughter shared his excitement when his loan was forgiven.

Realtories Update

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Music by Hir-O

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Greenpath Financial Wellness

GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency. Our NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.

P.T. Phan