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Pay off credit card debt & save for the future.

Financial Counseling Services

GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency. Our NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.

Debt Counseling | GreenPath Financial Wellness

Manage Debt

Manage Debt


Most of us have debt. Get the support and tools to manage it. See the power of a plan that addresses your financial concerns and empowers you to live a financially healthy life. Learn more.

Housing | GreenPath Financial Wellness

Make Housing Decisions

Make Housing Decisions


Facing foreclosure, looking for rental counseling, considering a reverse mortgage or home purchase? HUD-certified counselors provide trusted support to handle housing challenges. Learn more.

Financial Resources | GreenPath Financial Wellness

Improve Your Financial Picture

Improve Your Financial Picture

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Select from a variety of free resources to guide you on your financial journey. Articles, tools, webinars and classes set you up to make informed decisions about your finances. Learn more.

Get a Financial Checkup in 3 Minutes

Why it Pays to Assess Your Financial Health

Are you ready to start on the road to improved financial health? One way to get going is by being aware of how debt might impact your budget.

Learn more about your financial picture, and get personalized steps to move forward.

Client Stories

Beverly of Dearborn, MI

Stars Consumer Affairs

“We’ve completed the program with GreenPath. We needed help to combine our cards to get them paid off. They got it done early. They’ve done well. We were happy.”

Stephen of Rialto, CA

Stars Consumer Affairs

“I signed up with a debt management program with GreenPath. I just finished about a week ago. It was a good program to get out of debt.”

Rosemarie of Bethune, SC

Stars Consumer Affairs

“I got everything paid off and if I ever have problems again, I will come back to GreenPath.”

In the Media



percent of people we counsel feel better prepared to handle their finances


total counseling services provided in 2020


percent of people who have completed our Debt Management Plan (DMP) report improved spending habits

Source: GreenPath 2020 Post Counseling Survey; GreenPath 2019 Successful DMP Survey

Become Debt Free Faster

GreenPath Debt Management Plan

With the Debt Management Plan from the national nonprofit GreenPath Financial Wellness, you become debt free faster. We put 60 years of trusted experience negotiating with major creditors to work, saving you time and money with debt management options tailored just for you. When it comes to debt, you’re not alone.

Frequently Asked Questions

Is financial counseling free?

Yes. Generally financial counseling, including credit counseling and debt counseling are free. Some of our specialized services for reverse mortgage and home-buyer assistance have a fee.

How long does a counseling session take?

The first general counseling session takes about an hour, although it will depend on your unique situation and what you need to accomplish your goals.

Do I need to make an appointment?

No appointment is needed to talk to a counselor by phone. Use the “Request a Call” form, or call us to talk to the Client Services team.

What if I don't have time for a counseling session right now?

No problem! We can complete as much as you have time for, and finish up at a more convenient time. You can also schedule an appointment to be called when you will be available.

What do I need for my initial session?

One of the first things a counselor will do with you is put together your budget. Having an idea of your income and expenses is helpful, but not required.

Will you keep my information confidential?

All client information is secure and confidential. GreenPath will not share your information with anyone without your permission. We also do not report to credit bureaus. Take a look at our Privacy Statement for more details.

From the GreenPath Blog

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Featured Img A Credit Tool

Online Course: A1 Credit Tool

This helpful learning experience is a good match for anyone looking for a foundation when it comes to credit, budgeting and savings.


Let’s build a financial system that works for everyone. Partner with us to empower financial wellness to those you serve.
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