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GreenPath’s Debt Management Program is designed with you in mind. Pay off debt faster and take back control of your financial life. Speak with a financial counselor today.

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Financial Counseling Services

GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency. Our NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.

Improving your Credit Score

Manage Debt

Most of us have debt. Get the support and tools to manage it. See the power of a plan that addresses your financial concerns and empowers you to live a financially healthy life.

housing options

Make Housing Decisions

Facing foreclosure, looking for rental counseling, considering a reverse mortgage or home purchase? HUD-certified counselors provide trusted support to handle housing challenges.

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Improve Your Financial Picture

Select from a variety of free resources to guide you on your financial journey. Articles, tools, webinars and classes set you up to make informed decisions about your finances.

A Debt Management Program Can Help You Become Debt Free Faster

With the Debt Management Program from the national nonprofit GreenPath Financial Wellness, you become debt free faster. We put 60 years of trusted experience negotiating with major creditors to work, saving you time and money with debt management options tailored just for you. When it comes to debt, you’re not alone.

Client Stories

Gail | Baltimore, MD via ConsumerAffairs.com

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“My goal five years ago was to become debt-free. As of February, I’m debt-free. My goal was met.”

Christopher | Norwich, CT via ConsumerAffairs.com

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“GreenPath allowed me to understand and manage my finances better. They set me up for smarter decisions and an easier future as it relates to money.”

Stacee | Philadelphia, PA via ConsumerAffairs.com

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“I don’t think, if I had not contacted GreenPath, that I would be in a position that I am right now and that’s financial freedom. It’s been a great experience overall.”

In the Media

Over 100K

GreenPath provided a total of 107,641 services in 2023


was paid through GreenPath towards debts on DMPs in 2023

Nearly 9K

people paid their debts in full with the assistance of a DMP in 2023

Source: GreenPath 2023 Post Counseling Survey

Frequently Asked Questions

Is financial counseling free?

Yes. Generally financial counseling, including credit counseling and debt counseling are free. Some of our specialized services for reverse mortgage and home-buyer assistance have a fee.

How long does a counseling session take?

The first general counseling session takes about an hour, although it will depend on your unique situation and what you need to accomplish your goals.

Do I need to make an appointment?

No appointment is needed to talk to a counselor by phone. Use the “Request a Call” form, or call us 866-648-8117 to talk to the Client Services team.

What if I don't have time for a counseling session right now?

No problem! We can complete as much as you have time for, and finish up at a more convenient time. You can also schedule an appointment to be called when you will be available.

What do I need for my initial session?

One of the first things a counselor will do with you is put together your budget. Having an idea of your income and expenses is helpful, but not required.

Will you keep my information confidential?

All client information is secure and confidential. GreenPath will not share your information with anyone without your permission. We also do not report to credit bureaus. Take a look at our Privacy Statement for more details.

From the GreenPath Blog

Is Debt Consolidation a Good Idea?

Discover debt relief options with GreenPath. Compare debt consolidation and management programs to find your best strategy.

Real Stories Ep 53: The Savvy Sagittarius Speaks: Elyse’s Road to Financial Freedom

Elyse, at 22, tackled $34k in debt and bought a house by 24. Now a single parent, she shares her journey on The Savvy Sagittarius.

Declare Your Financial Independence

Making the transformation from being a carefree young person to a financially healthy adult can seem overwhelming and scary.  Most young adults starting out can attest to the challenges of managing an entry-level salary while still striving for the financial stability. But there are ways to create a path to financial independence early in your career.


Let’s build a financial system that works for everyone. Partner with us to empower financial wellness to those you serve.
Let’s talk