Know Your Options: One-on-One Guidance Available from HUD-Certified Housing Counselors

  • August 13, 2020
  • By: Greenpath Financial Wellness

This content was created in part thanks to a grant from Wells Fargo.

CARES Act mortgage forbearance and other relief options are now expiring, or in some cases are up for renewal with no final plans coming from lawmakers.  Getting guidance from HUD-Certified Housing Counselors helps people cope with the uncertainty.

The Mortgage Bankers Association estimates 3.8 million homeowners are in forbearance plans, which could turn into foreclosure if the borrower cannot resume payments when the forbearance ends.

Even if servicers extend relief temporarily, the earlier borrowers reach out to GreenPath’s HUD-certified counselors who can examine their entire financial picture and prepare them to resume payments, the better.

100% HUD-Certified Housing Counselors

Sometimes just knowing the options is the best path forward in times of uncertainty.

100 percent of GreenPath’s 167 housing counselors have successfully completed the rigorous training program established by the U.S. Department of Housing and Urban Development Agency (HUD), passed the exam, and are certified by HUD.

Achieving full compliance before HUD’s original  August 2020 certification deadline  is a distinction that sets GreenPath apart.

Currently no other housing counseling agency has embraced certification so broadly and completely.

GreenPath’s HUD-approved housing counselors are specially trained to provide renters and homeowners with holistic foreclosure prevention and support, reverse mortgage counseling, homebuying counseling and renter resources.

Understand Your Options

We have you covered with advice that connects to the heart of your issues, for those facing debt and other financial challenges. In one-on-one counseling sessions, you will understand all your options so you can feel confident and make informed decisions.

GreenPath is one of the most referred HUD-approved counseling organizations to help homebuyers and those refinancing a home. Housing counselors can assess an individual’s complete financial situation, help them evaluate their options, make informed housing choices, and develop a customized plan to stay in their homes.

With a track record of serving nearly 9 million people during the Great Recession of over a decade ago, GreenPath is ready. Our focus is on helping you maintain homeownership, while guiding you to make informed financial decisions that withstand financial challenges.

 

Request a Call with an Expert

Understanding all you need to know about housing financial options helps you make more informed housing choices, protect your household, and receive assistance to help avoid foreclosure.