9 things to know about your credit score and how it’s calculated – USA Today

  • July 5, 2018
  • By: Greenpath Financial Wellness
  • GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency. Our NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.

Featuring Kristen Holt, CEO   scoring system

More and more Americans are checking their credit and understand how the scoring system workshow the scoring system works.

The percentage of consumers who have obtained at least one credit score over the past four years has risen to 57 percent in 2018, up from 49 percent four years ago, according to a survey released in June by the Consumer Federation of America (CFA) and VantageScore Solutions.

The survey also shows that people who get their score know much more about how the system works than those who do not.

“Building – or rebuilding – credit scores can be done, but it does take some time,” says Kristen Holt, president and CEO of GreenPath Financial Wellness. “It’s best to have a plan … and stick to the plan.”

Click here to continue to USA Today to read more and learn which steps should be apart of your plan.

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Greenpath Financial Wellness

GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency. Our NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.

GreenPath is a non-profit credit counseling organization. GreenPath’s goal is to offer guidance and support to individuals seeking to manage and overcome financial challenges through education, financial counseling and debt management programs. The information provided is for educational purposes only. Consulting with a licensed financial advisor and tax advisor is recommended before making any major financial decisions. GreenPath is not a debt settlement company, credit repair company, credit repair service, nor does GreenPath provide debt consolidation loans. By using this website, you acknowledge and agree that GreenPath is not responsible for any financial decisions you make based on the information provided on this site.