Tag: debt

7 Ways to Get Out of Credit Card Debt

• January 5, 2021
• By: Greenpath Financial Wellness, GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency. Our NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.
• Category: Blog, Debt

According to Creditcards.com, about 40 percent of Americans carry credit card debt from month to month without paying it off. The website also says the average interest rate on those credit cards is more than 13% but did you know that there are 7 ways to get out of credit card debt?

Know the Signs: 5 Questions to Ask About Your Credit Card Debt

• January 4, 2021
• By: Greenpath Financial Wellness, GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency. Our NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.
• Category: Blog, Credit

Understanding your debt situation, including your overall credit card balances, is important for your personal financial health and long-term financial stability. When you understand your unique financial picture, you can assess how to clear out any high interest debt, avoiding any situation where a significant...

Real Stories Episode 11: Monte – Building a Money Mindset

• December 2, 2020
• By: Greenpath Financial Wellness, GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency. Our NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.
• Category: Budgeting, Credit Card Debt, Debt Collections and Lawsuits, Home Ownership, Podcasts, Real Stories

Podcast: Download (Duration: 1:08:28 — 66.6MB)

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Monte’s childhood had a profound impact on how he approaches money. While he regrets some of his decisions and habits around money, he also makes it a point to learn from his past.

A Recap of #NoSpendNovember

• November 30, 2020
• By: Greenpath Financial Wellness, GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency. Our NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.
• Category: No Spend November

Our No Spend November blog series is coming to a close. The tips we have shared will lead you on the path to financial wellness in 2021. So feel free to go back and look through our No Spend November blog posts. Just in case you missed any of this year’s financial tips, here are the top 5 takeaways from #NoSpendNovember...

Welcome to #NoSpendNovember – Tips to Manage Money During COVID

• November 2, 2020
• By: Greenpath Financial Wellness, GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency. Our NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.
• Category: No Spend November

Many months into the pandemic, we are all adapting to a landscape of masks, social distancing, modified school schedules, and uncertainty. As we navigate these uncertain times, we know that we may not have all of the answers - especially as we manage money during COVID, but we are in this together! GreenPath is returning...

Caregiving: When Life Happens to Those We Love – Recorded Webinar

• October 29, 2020
• By: Greenpath Financial Wellness, GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency. Our NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.
• Category: Recorded Webinars

ON DEMAND - VIEW NOW: Whether it is a special needs child, a parent or other loved one facing medical hardship, caregiving for those we love becomes a complicated web of navigating complex systems and formulating a plan. For many, the reality of life catches us off guard. Even for those who have developed an initial...

Options for Dealing with Debt – Recorded Webinar

• October 22, 2020
• By: Greenpath Financial Wellness, GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency. Our NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.
• Category: Recorded Webinars

ON DEMAND - VIEW NOW: If you are dealing with debt, you’re not alone. Let’s work together to come up with a plan to get out of debt and reduce your financial stress. Most people have had challenges with managing debt at some point. There are proven options to pay debt off faster, save money on fees and interest,...

Pros and Cons of Paying Off Loans Early – U.S. News & World Report

• August 10, 2020
• By: Greenpath Financial Wellness, GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency. Our NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.
• Category: Blog, News

From U.S. News & World Report, Jeffrey Arevalo, financial expert at GreenPath Financial Wellness, provides insight about the pros and cons of paying off loans early.   A common question many people ask is if paying off loans early is a good option for borrowers. It is possible that paying off loans early...

0% balance transfer offers are dwindling, and offer lengths are shrinking – The Balance

• August 7, 2020
• By: Greenpath Financial Wellness, GreenPath Financial Wellness is a trusted national nonprofit with more than 60-years of helping people build financial health and resiliency. Our NFCC-certified counselors give you options to manage credit card debt, student loans and homeownership.
• Category: News

Excerpt from The Balance looks at current trends in credit card interest rates. Featuring Jeff Arevalo, GreenPath Financial Wellness Expert The average credit card interest rate is 20.21%, according to data collected by The Balance in July 2020. That’s down a hair from June’s average rate of 20.22%, but not because...