Provide free counseling, a personal budget and action plan.
Our counseling sessions provide realistic custom solutions to help you resolve your specific financial problems.

Our budgeting assistance is customized and personal and we do not charge anything for a consultation or counseling session. We will ask you a few basic questions about your income and debt amounts. Then you would have the option of scheduling an appointment with a certified counselor to discuss your situation in more detail. Besides all of your creditor statements, we ask that you bring a copy of your credit report to the initial counseling session. (If you don't have one, we can provide one for a nominal cost.)

In discussing your options, a counselor will provide you with a personal budget and action plan, and give you two scenarios --- one if you pay the debts on your own and one if you pay through GreenPath. And then the choice is yours.

We also offer specialized pre-filing bankruptcy counseling for a fee. Consumers are required to receive this counseling before they can file for bankruptcy.

If you should join a debt management program, our counselors are available to answer your questions free of charge anytime throughout your program.

Lower interest rates, waive fees, and stop collection calls.
You will pay down your balance more quickly instead of treading water paying fees and interest. Your stress level will lower and you will be able to lead a happier, more enjoyable life.

Bottom line: When working through a debt management program, your number one goal is to pay down your debt, NOT add to it.

We will be able to lower interest rates and waive late fees with some of your creditors. You can expect the collection calls to come to a stop after approximately 3 months on the debt management program. If you do receive any creditor calls, we ask that you refer them to your GreenPath counselor.

After successfully completing a debt management program, our clients have realized major savings and a peace of mind knowing creditor calls have stopped for good.

Consolidate all your payments into one convenient deposit.
ALL your payments will be sent to your creditors in a timely manner.

Maybe you are caught up in the credit web by having too many different bills to pay with too many due dates. Do your bills seem to add up to more than your monthly income?

Through the debt management program, you can consolidate all your creditor payments into one convenient deposit. You send your payments to us and we disburse your payments to your creditors once a week. We will not hold on to your payments longer than a couple of days.

You then receive a monthly statement from us that will show the money you sent to us and how it was disbursed to your creditors. Any questions you have can be answered by one of our customer care staff members or your counselor.

Prevent foreclosure, repossession and utility shutoff.
Our counselors are trained to work with your creditors to make every effort to help you keep your house or car, or to keep your utilities connected.

Typically, your most important possessions are your home and car. When you contact one of our certified counselors, they will make your priorities their number one priority. If you are behind on your mortgage payments, our certified counselors can help you get back on track. We work with you to establish a budget, set priorities and determine strategies for saving your home.

Many of our competitors just work with credit card debt. At GreenPath, we work with all of your creditors, which gives you the assurance that all your bills will get paid each month on a consistent basis.

Since 1968, GreenPath Debt Solutions has been certified by the Department of Housing and Urban Development (HUD) to help home owners and prospective home owners.

Provide a personal credit report and help you improve it.
Receive peace of mind knowing what is on your credit report and steps you can take to improve it.

Your credit report can affect so many different aspects of your life. Whether you are looking to buy a house, applying for a job or trying to establish credit, your credit report will determine your future.

We offer assistance from certified credit report professionals who can pull your credit report and help you to understand what it means for you….today and into the future. We will review your credit report, help you understand it, explain your rights under the Fair Credit Reporting Act, and offer guidance on how to correct inaccurate information.