DMP – California

GreenPath Financial Wellness Logo

A Debt Management Plan for a Healthy Financial Life

The road to financial wellness can be bumpy. We help smooth the way. GreenPath is a national nonprofit with more than 60 years of experience supporting people who are solving financial challenges.

Calculate How to Get Control

Use our Debt Payoff Calculator to see how much you could potentially save under a GreenPath Debt Management Plan. Enter your credit card balance below.


Benefits of A Debt Management Plan

Service Housing Hope
Service Housing Hope
Pay Debt Off Faster

A caring, certified counselor customizes your debt management plan to work with your creditors to bring your accounts current, lower interest rates and eliminate fees.

Service Housing
Service Housing
Save Money on Fees & Interest

This means that more of your payment goes toward reducing your account balances. It can help you pay off debts faster, and save money on interest.

Manage Income and E penses
Manage Income and E penses
Make Progress Toward Financial Fitness

An added benefit is that once the debt management plan is established, diminishing collection calls and creditor balances help reduce worry and stress about your debt situation.

NOTE:  This is an example. It helps you see how a debt management plan might help you. IT IS NOT AN ACTUAL QUOTE.

How the Debt Management Calculator Works

The pay “on your own” example assumes you make only the minimum payment. We use an interest rate of 24 percent. The GreenPath debt management plan example shown is based on getting rid of your debt within five years. We use an average interest rate of 8 percent (in most cases, we can work with your creditors to reduce your interest rate). Actual interest rates will vary by client and creditor. If the results of the GreenPath debt management calculator example show that we might be able to save you money, chat or call us today to conduct a free debt counseling session with one of our NFCC-Certified counselors. The session is 100% confidential, no pressure and judgment-free.

Why A Debt Management Plan Works

“They made things where I could afford them and still get my bills paid every month. They were really understanding and I would recommend them to anybody. I don’t have credit card debt anymore, so working with them is definitely a plus. It’s a blessing.”

Kathy of Gillham, AR

Frequently Asked Questions

Debt management fees vary based on your state of residence and debt amount. GreenPath charges a one-time set up fee that ranges from $0 to $50. We also charge a monthly fee that ranges from $0 to $75. This is minimal considering the amount of money our clients typically save in waived late fees, waived over limit fees, and reduce credit card interest charges. Learn more.

No, an appointment is not necessary. GreenPath professionals are standing by to serve you by phone. Call or fill out the form to speak with a counselor.

Yes, absolutely. We do not report information to the credit bureaus. And we will not share your information with anyone without your permission. If you begin a debt management program, we will obtain your consent before we propose payment arrangements to your creditors.

You Are Not Alone


When you sign up for a debt management plan, you have an entire team of GreenPath people behind you. You’ll get information and support at every step of the journey. You can call any time or request a call by using the form below; a counselor will be in contact within 2 business days.