See the Difference A Lower Interest Rate Could Make

Enter your current balance below to see how much you can potentially save.

We use an average interest rate of 8 percent. Actual interest rates will vary by client and creditor.

Financial Stability with A Debt Management Plan

GreenPath is a national nonprofit that believes that financial health is a path to achieving dreams. It means having stability and freedom. Having options and being able to work toward your goals. Our Debt Management Plan is designed to pay off your debt in 3-5 years. Here is how it works.

GreenPath’s Services Have Been Featured in…

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Financial Freedom is Different for Each of Us

Taking control of day-to-day financial choices is the foundation for creating more opportunities. Because our dreams are that much closer when we’re financially healthy. Take the first step and call GreenPath today.

“My wife and I are so very grateful to have found GreenPath when we did. Having less stress about credit cards is such a game changer for us, knowing they are taken care of and getting paid is truly so nice.”

Anthony G| Lansing, MI via ConsumerAffairs.com

“Whatever I wanted to pay, there was no pressure or struggle. It was awesome. GreenPath is the first one I will totally recommend because they’re amazing. ”

Marcio | Danbury, CT via ConsumerAffairs.com

“They were very caring and empathetic. They told me exactly what I would need and they pretty much laid things all out for me.”

Hillary | Lake Orion, MI via ConsumerAffairs.com

WE’VE HELPED
MORE THAN 65,000 HOUSEHOLDS PAY OFF OVER $200 MILLION IN DEBT

Use this worksheet to calculate your monthly expenses and income to get an idea of what you have to work with.

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The LearningLab offers free financial courses and tools to enable a better understanding of money for a healthy financial life.

Real$tories is a financial podcast where GreenPath clients and financial experts share their journey to become debt free.

Frequently Asked Questions

Debt management fees vary based on your state of residence and debt amount. GreenPath charges a one-time set up fee that ranges from $0 to $50. We also charge a monthly fee that ranges from $0 to $75. This is minimal considering the amount of money our clients typically save in waived late fees, waived over limit fees, and reduce credit card interest charges.

Since the goal of a debt management program is to pay off debt, the credit cards enroll in the program will be closed. Most creditors will usually allow you to continue using one card for emergencies and travel.

GreenPath does not contact the credit bureaus when you enroll in a debt management program. However, because you will be closing lines of credit during the enrollment process, your score may dip. But over time, most people see their scores increase, because they are making payments in-full and on-time each month.

Yes, they are different. Debt management plans are designed to pay off the entire amount you owe in 3 to 5 years. If we can lower your interest rates, the total amount you pay to your credit card company is typically less than if you paid on your own. Debt settlement typically involves requesting credit card companies to forgive a portion of your debt in exchange for a lump sum payment.