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Prudential Budgeting Worksheet

BUDGETING WORKSHEET

Use this budgeting worksheet to calculate your monthly expenses and income to get an idea of what you have to work with, what your commitments are, and what you have remaining to devote to your goals.

Step 1: Calculate Your Monthly Income

Figure out how much you get paid each month, after taxes are removed, and add it to the table below.

$
$
$

Step 2: Calculate Your Monthly Expenses

Record your expenses using the table below. For expenses that change from month-to-month (such as utilities), use your average spending based on past month’s bills.

Housing & Food

Housing

$
$
$
$

Food

$
$
$

Transport & Health

Transport

$
$
$
$
$

Health

$
$
$

Personal & Family

$
$
$
$
$
$
$

Others

$
$
$
$
$
$

Income
Expenses