Getting Educated On Student Loans
- January 30, 2019
- By: Greenpath Financial Wellness
- Category: Loans, Media Coverage
Featuring Chris Dlugozima, Education Specialist A college degree can pave the way for a successful and financially secure future, but many people find themselves struggling to pay off the significant amount of student loan debt they accrued in order to get such a degree. Student debt is often described as one of the...
How Lenders Use Credit Scores
- July 27, 2017
- By: Greenpath Financial Wellness
- Category: Credit, Credit Reports, GreenPath University, Loans
We’ve all heard of credit scores. But what are they? How do lenders use credit scores? Your credit score is a number based on a formula using the information in your credit report.
Tax Refund Loans
- July 10, 2017
- By: Greenpath Financial Wellness
- Category: GreenPath University, Loans
A Tax Refund Anticipation Loan (RAL) is a loan made by a lender that is based on an anticipated federal income tax refund.
Secured vs. Unsecured Loans
- June 13, 2017
- By: Greenpath Financial Wellness
- Category: GreenPath University, Loans
Choosing between Secured or Unsecured Loans? Secured loans are protected by an asset. Unsecured loans are the reverse of secured loans.
Signature Loans
- May 31, 2017
- By: Greenpath Financial Wellness
- Category: GreenPath University, Loans
Signature loans are unsecured personal loans. They are not backed by property. They can be used for many purposes. Amounts can vary.
Debt Consolidation Loans
- April 29, 2017
- By: Greenpath Financial Wellness
- Category: Debt, Debt management, GreenPath University, Loans
In general, a debt consolidation loan can be defined as a loan that combines multiple debt obligations into one single and simplified loan.
Avoiding the Payday Loan Cycle
- April 20, 2017
- By: Greenpath Financial Wellness
- Category: Debt, GreenPath University, Loans
Payday loans are short-term, high-interest loans that are very easy to get. The danger is that if you have to renew the loan, you fall into the payday loan cycle. This can cause debt to snowball, and costs a lot of money in the long run.
Pros and Cons of 401k Loans
- March 20, 2017
- By: Greenpath Financial Wellness
- Category: GreenPath University, Loans, Retirement
If you are in need of cash, you may consider taking out a 401(k) loan. With a 401k loan, you are basically lending money to yourself. You can typically take out up to 50 percent of your retirement funds or $50,000, whichever is less. Your employer sets the terms of a 401(k) loan, which must be repaid within five years...
FAFSA – Applying for Student Aid
- February 16, 2017
- By: Greenpath Financial Wellness
- Category: College, GreenPath University, Loans
College is becoming more and more expensive. This makes student loans and other types of help even more important. Fill out a FAFSA application form.
Home Equity Loans
- February 2, 2017
- By: Greenpath Financial Wellness
- Category: GreenPath University, Homebuying, Loans
Home equity loans or line of credit (HELOC) allow you to borrow money using your home’s equity as collateral. It turns equity into cash.
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