Finish Strong: Year-End Financial Resources
- December 18, 2023
- 2023 saw continued inflation spikes and increases in household debt. You’re not alone if you’re concerned about finances.
- From budget creation to credit building to housing support, we’ve provided a one-stop shop for financial resources that can help you end your year strong.
- GreenPath provides free counselingfree counseling if you’re motivated to improve your financial picture but aren’t sure where to start.
If you’re reading this, there’s a good chance that you felt the pain point of the year’s financial headlines: a continued spike in post-pandemic inflation, credit card rates hovering around 25% and $17 billion in household debt. Americans are concerned about financial security, and maybe you are too.
We see you.
And if there’s one takeaway we can’t emphasize enough, it’s this: you don’t have to figure it out alone.
We know that December is a busy time of year, so we’ve compiled a one-stop shop for financial resources that can help you navigate your current situation, whether you’re paying down debt, considering home purchase, or building a budget. And if your goal is to enjoy holidays and revisit financial planning in a few weeks, we encourage you to bookmark this guide for reading in the New Year.
Most Americans today are living paycheck to paycheck and balancing everyday expenses with high interest debt. If you don’t have a game plan for debt repayment, learn more about the options that might be a good fit for you.
Budgeting and Planning
Tracking your income, spending, and areas where you can potentially trim costs is the most important step you can take heading into a new year. In addition to the many free budgeting apps out there, we have a few places to start if you don’t have a budget already or need to reassess your financial goals for 2024.
Whether you’re applying for housing, comparison shopping credit cards or considering a major purchase such as a vehicle, credit scores are an important component that determine approval as well as rates you’ll receive. If you want clarity on how it all works, we’ve outlined the basics.
At a time when inventory is limited and prospective renters and homeowners are struggling to navigate monthly housing payments, having support is essential. From free rental counseling to online courses that demystify home purchase, you are not without solutions.
Student Loan Repayment
In 2023, student loan payments resumed for millions of borrowers, and many were likely left wondering: how can I accommodate the extra monthly payment? Adding to the difficulty are government repayment plans that carry a lot of fine print. If you need a roadmap to repayment, start here.
Uncertain where to begin or not seeing something on this resource roundup that speaks specifically to your current situation? Reach out to us. Our empathetic, NFCC-certified counselors are ready to offer support and meet you wherever you’re at.
Tara Spicer (She/Her)
Tara Spicer is a writer for GreenPath Financial Wellness, covering everything from budgeting best practices to financial literacy for families. A former book editor and University of Michigan alum, she divides her time between the page and parenting in Seattle, Washington.
“Everything went well with my experience with GreenPath. They were responsive and I didn’t have too many issues. I was happy and very satisfied with the outcome and the whole program. It was very good.”
Kennisha of Long Beach, CA via ConsumerAffairs.com
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