2023 saw continued inflation spikes and increases in household debt. You’re not alone if you’re concerned about finances.
From budget creation to credit building to housing support, we’ve provided a one-stop shop for financial resources that can help you end your year strong.
GreenPath provides free counselingfree counseling if you’re motivated to improve your financial picture but aren’t sure where to start.
If you’re reading this, there’s a good chance that you felt the pain point of the year’s financial headlines: a continued spike in post-pandemic inflation, credit card rates hovering around 25% and $17 billion in household debt. Americans are concerned about financial security, and maybe you are too.
We see you.
And if there’s one takeaway we can’t emphasize enough, it’s this: you don’t have to figure it out alone.
We know that December is a busy time of year, so we’ve compiled a one-stop shop for financial resources that can help you navigate your current situation, whether you’re paying down debt, considering home purchase, or building a budget. And if your goal is to enjoy holidays and revisit financial planning in a few weeks, we encourage you to bookmark this guide for reading in the New Year.
Debt Elimination
Most Americans today are living paycheck to paycheck and balancing everyday expenses with high interest debt. If you don’t have a game plan for debt repayment, learn more about the options that might be a good fit for you.
Most Americans today are living paycheck to paycheck and balancing everyday expenses with high interest debt. If you don’t have a game plan for debt repayment, learn more about the options that might be a good fit for you.
- Free Debt CounselingFree Debt Counseling
- Debt Payoff CalculatorDebt Payoff Calculator
- Debt Management ProgramDebt Management Program
- Common Questions About Debt ManagementCommon Questions About Debt Management
- Debt Repayment Options: Which One is Right for Me?Debt Repayment Options: Which One is Right for Me?
Budgeting and Planning
Tracking your income, spending, and areas where you can potentially trim costs is the most important step you can take heading into a new year. In addition to the many free budgeting apps out there, we have a few places to start if you don’t have a budget already or need to reassess your financial goals for 2024.
Tracking your income, spending, and areas where you can potentially trim costs is the most important step you can take heading into a new year. In addition to the many free budgeting apps out there, we have a few places to start if you don’t have a budget already or need to reassess your financial goals for 2024.
- Holiday Budget Worksheet
- Money Saving Tips to Avoid a Holiday HangoverMoney Saving Tips to Avoid a Holiday Hangover
- Interactive Budgeting WorksheetInteractive Budgeting Worksheet
- Reaching Your Financial Goals in 2024 (Upcoming)Reaching Your Financial Goals in 2024 (Upcoming)
- Online Course: Redesign Your Financial HabitsOnline Course: Redesign Your Financial Habits
GreenPath Financial Service
Free Debt Counseling
Take control of your finances, get tailored guidance and a hassle-free budgeting experience. GreenPath offers personalized advice on how to manage your money.
Credit Building
Whether you’re applying for housing, comparison shopping credit cards or considering a major purchase such as a vehicle, credit scores are an important component that determine approval as well as rates you’ll receive. If you want clarity on how it all works, we’ve outlined the basics.
- Free Credit Report ReviewFree Credit Report Review
- A Guide to Understanding Your Credit
- Understanding Credit Reports & ScoresUnderstanding Credit Reports & Scores
- 5 Common Credit Card Myths, Debunked5 Common Credit Card Myths, Debunked
Housing Support
At a time when inventory is limited and prospective renters and homeowners are struggling to navigate monthly housing payments, having support is essential. From free rental counseling to online courses that demystify home purchase, you are not without solutions.
- Housing ServicesHousing Services
- Resource for RentersResource for Renters
- Home Sweet Home: The Definitive Guide to Housing ResourcesHome Sweet Home: The Definitive Guide to Housing Resources
- Managing the Ups and Downs of Homebuying & OwningManaging the Ups and Downs of Homebuying & Owning
- Housing 101Housing 101
- Foreclosure PreventionForeclosure Prevention
Student Loan Repayment
In 2023, student loan payments resumed for millions of borrowers, and many were likely left wondering: how can I accommodate the extra monthly payment? Adding to the difficulty are government repayment plans that carry a lot of fine print. If you need a roadmap to repayment, start here.
- Student Loan ServicesStudent Loan Services
- Take these Steps with Your Student LoansTake these Steps with Your Student Loans
- Demystifying Save: A Plan for Student Loan ReliefDemystifying Save: A Plan for Student Loan Relief
- Student Loan Options WebinarStudent Loan Options Webinar
Year-End Support
Uncertain where to begin or not seeing something on this resource roundup that speaks specifically to your current situation? Reach out to us. Our empathetic, NFCC-certified counselors are ready to offer support and meet you wherever you’re at.
